Indlela yokugcina iwaranti yomkhiqizi?

Iwaranti yomkhiqizi ivamise ukuhlinzekwa ngumkhiqizi wakho uma uthenga imoto yakho. Nakuba kungenasidingo, kuyimpahla yebhizinisi ebalulekile. Namuhla akusakwazi ukulahlekelwa iwaranti yomkhiqizi ngenxa yokusevisa imoto ngaphandle kwenethiwekhi yomthengisi.

🚗 Iyini iwaranti yomkhiqizi?

La iwaranti yomkhiqizi Lena iwaranti ekuvumela ukuthi ulungiselwe imoto yakho mahhala uma iphukile noma ingasebenzi kahle isangaphansi kwewaranti, ngokuqonda ukuthi uyisebenzise ngokuhambisana nemibandela elindelekile.

Asikho iwaranti yomkhiqizi. hhayi kanjalo imoto entsha. Kodwa imoto yakho ivikelwe iwaranti esemthethweni yeminyaka emibili ehlanganisa isiqinisekiso esingokomthetho sokuhambisana futhi yikuphi amaphutha afihliwe. Lezi ziqinisekiso zifakwe emthethweni futhi zikuvikela kunoma yimaphi amaphutha noma amaphutha afihliwe.

Ngakolunye uhlangothi, abakhiqizi baya phambili futhi banikeze iziqinisekiso ezinwetshiwe, ngezinye izikhathi kuze kube yi-7 iminyaka. Yile ndawo yokuthengisa eqinile esiyibiza ngokuthi iwaranti yomkhiqizi, noma iwaranti yokuthengisa noma yenkontileka. Lesi isiqinisekiso esengeziwe mahhala noma ikhokhwe lokho, ngakho-ke, okungahlinzekwanga ngumthetho.

🔧 Indlela yokugcina iwaranti yomkhiqizi?

Ukugcina iwaranti yomkhiqizi, imoto yakho kufanele ilungiswe ngokuhambisana nezincomo zomkhiqizi. Sebengenile ibhuku lenkonzo.

Ngo-2002, umthetho washintsha isimo ngewaranti yomkhiqizi. I-Commission Regulation (EC) No 1400/2002 yangomhla zingama-31 kuJulayi 2002 isuse iqiniso lokuthi umkhiqizi angathembela ekubuyekezweni okwenziwa ungaxhunyiwe ku-inthanethi ukuze akwazi ukuvala iwaranti yomkhiqizi.

Ngakho-ke namuhla kuphoqelekile okwengeziwe thola ukulungiswa okukhulu kumenzi wakho. Okubalulekile ukuthi uma kwenzeka inkinga, ukholelwa ukuthi isevisi yenziwe umakhenikha othembekile futhi ngokuhambisana ngokugcwele nemiyalelo eshiwo. Uma kungenjalo, unelungelo lokuchitha iwaranti yomkhiqizi.

Kusukela Umthetho kaHamoni kusuka ku-2014, umkhiqizi ngamunye uyadingeka ukuthi akwazise ukuthi iwaranti yomkhiqizi wakho ayiboshelwe kusevisi eyenziwa endaweni yakhe. Lolu lwazi kufanele lufakwe ebhukwini lesondlo ngendlela ecacile nefundekayo.

???? Indlela yokusebenzisa iwaranti yomkhiqizi?

Ukunikeza iwaranti yomkhiqizi kulula kakhulu: okudingayo kulula isitatimende. Nokho, uzodinga ukunikeza unjiniyela ubufakazi bokuthenga yangomhla neyokuqala. Lokhu kungaba irisidi yokulethwa, irisidi, i-invoyisi, nanoma iyiphi enye idokhumenti eqinisekisa ukuthenga kwakho.

Kuhle ukwazi : Kusukela ezinsukwini ezingu-7 zesikhathi sokuphumula imoto ukuze ilungiswe ngaphansi kwewaranti, usuku ngalunye olwengeziwe lwengezwa kubude bewaranti yomkhiqizi osishiyile. Ngokuvamile lesi siqiniseko sizohlinzeka ngokushintshwa kwemoto ngesikhathi sokulungiswa.

Uma unjiniyela enqaba isicelo sakho futhi engavumelani nokuphoqelela imigomo yewaranti, unenketho yokuthatha isinyathelo somthetho. Ungathumela isaziso esisemthethweni kumkhiqizi ngeposi ebhalisiwe futhi ubakhumbuze nge-Athikili 1103 ye-Civil Code.

Ngenhlanhla, lokhu akudingekile njengoba abakhiqizi abaningi basebenzisa kalula iwaranti yomkhiqizi.

???? Yini engamboziwe iwaranti yomkhiqizi?

kuphela amaphutha okwakha, okungukuthi, ekhona kakade ngesikhathi sokuthenga, ihlanganiswe iwaranti yomkhiqizi. Iwaranti ayifaki noma yimuphi umonakalo odalwe izenzo zakho, ukuziphatha noma ingozi.

Nokho, umkhiqizi ngamunye angasebenzisa imigomo yakhe kwinkontileka njengoba ungekho umthetho olawula iwaranti yomkhiqizi. Kufanele ifinyeze ngokuningiliziwe nangokucacile yonke into efakwe kusiqinisekiso, kanye nemigomo yokuthengisa. Konke okuchazwayo kufanele kuchazwe ngokuningiliziwe kuyo isivumelwano sewaranti.

Ngakho-ke, iwaranti yomkhiqizi ayiphoqelekile, kodwa iwusizo kakhulu uma kuphakama izinkinga ngemoto yakho. Khumbula, uma uya kumakhenikha ngaphandle kwenethiwekhi yomkhiqizi, evame ukushibhe kakhulu, ngeke ikhanselwe.