Indlela yokuthengisa imoto ngaphansi kwenkontileka yokuthengisa ngaphandle kokubhaliswa?

Ukuthengiselana kokuthengwa nokudayiswa kwemoto kuhilela ukudluliselwa kobunikazi kumuntu othengisa imoto buyiswe kumuntu wesibili - umthengi. Ngemva kokwenza izichibiyelo emithethweni yokuphatha, umbuzo uvame ukuvela emakethe yesibili yokuthi ungayithengisa kanjani imoto ngaphandle kokukhishwa kokubhaliswa ngokudweba inkontileka yokuthengisa. Naphezu kokuhamba kalula kuzo zonke izinqubo, abathengi nabathengisi abaningi benza amaphutha amaningi. Ngezansi sizocubungula ukuthi inqubo yokubhalisa kabusha ihlelwa kanjani namuhla.

Ukwesulwa kokubhaliswa kwemoto lapho idayiswa - kuyadingeka?

Kusukela ngo-Agasti 2013, ukukhishwa kokubhaliswa kwemoto kulungiselelwa ukudayiswa akuphoqelekile. Manje lo msebenzi uwela "emahlombe" e-state traffic inspectorate, abasebenzi bayo abaxazulula inkinga (kanye nokubhaliswa okulandelayo kwemoto) lapho kubhaliswa umnikazi omusha. Ngokomthetho, umthengi unezinsuku eziyishumi kusukela ngosuku lokusayina isivumelwano sokudayiswa ukuze aphinde abhalise imoto. Kungalesi sikhathi lapho imoto yasulwa khona futhi yabhaliswa kumnikazi omusha.

Ngemva kokwenza izinguquko, umthengi unelungelo lokuthola imoto enezinombolo ezindala. Kulesi simo, umdayisi ukhululiwe isidingo sokuya emaphoyiseni omgwaqo futhi asuse imoto kurejista. Lokhu kusungula kwenze kwaba lula futhi kwasheshisa inqubo yokuthenga nokudayisa.

Kodwa-ke, ezimweni ezimbili, ukusulwa kokubhaliswa kwemoto kuyimpoqo:

• lapho uhambela phesheya;
• lapho ulahla imoto (ingxenye noma ngokuphelele) esimweni lapho imoto ingabuyiselwa khona.

Futhi, imoto ikhishwa ngokuzenzakalelayo ezimeni ezilandelayo:

• isikhathi sokubhalisa sesiphelelwe yisikhathi (lapho kubhalwa imibhalo isikhathi esithile);
• inqubo yokubhaliswa kabusha kwemoto iphuliwe (kudlule izinsuku ezingaphezu kweshumi kusukela ngosuku lokusayina inkontileka yokuthengisa);
• imoto yebiwe noma izenzo ezingekho emthethweni zenzeke maqondana nayo.

Indlela yokwenza inkontileka yokuthengisa?

Emakethe yesibili, izimoto zithengiswa ngezindlela ezimbili:

• ngokukhipha amandla ommeli jikelele;
• ngenkontileka yokuthengisa.

Inketho yesibili inokwethenjelwa kakhulu, ngakho abathengi abaningi bayayikhetha. Kodwa lapha kubalulekile ukudweba inkontileka ngendlela efanele. Ngokomthetho, azikho izindlela eziqinile zokugcwalisa idokhumenti, kodwa ukuze ugweme izinkinga, kungcono ukusebenzisa izivumelwano zesampula ezikhona namafomu. Ngaphezu kwalokho, naphezu kokungabikho kwezidingo ze-notarization, abathengi baya ngokuya bekhetha le nketho. Kukholelwa ukuthi ukukhishwa kwemibhalo ngokubandakanyeka kwe-notary kunokwethenjelwa kakhulu.

I-portal yezimoto i-Vodi.su incoma ukuthi lapho ugcwalisa inkontileka, bonisa idatha yeqiniso kuphela, futhi ufake ideshi emigqeni engenalutho.

Ulwazi okufanele lube kudokhumenti:

• igama ledolobha lapho ukuthengiselana kwenzeka khona.
• usuku lokwenziwa kwenkontileka yokudayisa.
• Igama labahlanganyeli (umthengi nomthengisi).
• idatha mayelana nemoto - ngokusho kwesitifiketi, isimo. izinombolo nokunye.
• izindleko zezimpahla kanye ne-oda lokukhokha.
• isikhathi sokudluliselwa kwemoto kumnikazi omusha.
• ikheli lapho umshini uzolethwa khona.
• uhlu lwamaphepha emotweni atholwa umnikazi omusha.
• idatha yokubhaliswa kanye nepasipoti yabahlanganyeli.

Ngemva kokubhaliswa, isivumelwano sokuthenga nokudayiswa siphinda sifundwe futhi sisayinwe yilowo nalowo wezinhlangothi ngemva kokudluliselwa kwemali.

I-algorithm yesenzo

Yonke inqubo yokubhalisa kabusha (kuhlanganise nesiphetho sesivumelwano sokuthenga nokudayiswa) ayithathi isikhathi esingaphezu kwehora. Umnikazi omusha udweba isicelo bese eya naso emaphoyiseni omgwaqo. Kulesi sigaba, kumadokhumenti asele athunyelwe ukuze acatshangelwe ku-state traffic inspectorate, kunegama lomnikazi omdala.

Ukuze ubhalise kabusha imoto, uzodinga amaphepha alandelayo:

• inqubomgomo yomshuwalense, kufanele inikezwe umnikazi omusha (isikhathi - unyaka owodwa);
• isivumelwano esiqinisekisa iqiniso lokuthengisa;
• ipasipoti yomthengi, kubalulekile ukuthi idokhumenti iqukethe ulwazi mayelana nendawo yokubhalisa, ngaphezu kwalokho, iphepha lesibili liyadingeka elingase liqinisekise ukubhaliswa;
• ikhadi lokuxilonga elinolwazi mayelana nesondlo;
• Itayitela letayitela lisayinwe umnikazi wangaphambilini;
• idokhumenti eqinisekisa ukukhokhwa komsebenzi wombuso (okhishwe kumthengi);
• isitifiketi sokubhaliswa kombuso kwemoto yomnikazi omdala.

Izindleko eziphelele zokukhokha umsebenzi kahulumeni, uma izinombolo ezindala zihlala emotweni, zingama-ruble angu-850. Uma amapuleti elayisensi yemoto eshintshwa, izindleko zikhuphuka zibe ngu-2000. Kulokhu, zonke izindleko zithwalwa yiqembu elithengayo.

Umdayisi akadingeki ukuba abe khona phakathi nenqubo yokuvuselela. Kudingeka ukuthi abambe iqhaza ekuqhutshweni kwenkontileka yokuthengisa kanye nokudluliselwa kwamaphepha emotweni. Ngemva kokuphothulwa kwesivumelwano, umthengi uthola okhiye nezinombolo. Kubalulekile ukuthi umnikazi omdala asayine i-TCP ukuze agweme izinkinga ngesikhathi sokubhaliswa kabusha.

Ngemuva kokuthi ukubhaliswa kuqediwe, umnikazi omusha uthunyelwa kubanikezeli bomshuwalense ukuze aqede inkontileka ye-OSAGO ukuze abuyisele ingxenye yezimali, kucatshangelwa isikhathi sokuqinisekisa kanye nesaphulelo. Njengoba kuphawuliwe, izinsuku eziyishumi zinikezwa ukubhaliswa kabusha kwemoto kusukela ngosuku lokuphothulwa kwenkontileka. Uma umnikazi omusha engakasiniki isikhathi sokusula ukubhaliswa kwemoto phakathi nalesi sikhathi, inqubo ingaqalwa umnikazi wangaphambili.

Uma umnikazi wangaphambili engazilawuli izenzo zomthengi futhi engenzi isiqiniseko sokuthi imoto isusiwe, izinhlawulo nezaziso mayelana nokukhokha intela zizoqhubeka ziza kuye. Kamuva, kuzodingeka uchithe isikhathi uchaza nabamele amaphoyisa omgwaqo kanye ne-Federal Tax Service, bese ufakazela iqiniso lokuthengiselana ngokunikeza inkontileka yokuthengisa.

Ngokuvamile, i-algorithm yokubhalisa imoto ngaphandle kokubhaliswa ibonakala kanje:

1. Inkontileka yokuthengisa (amakhophi amathathu) iyabhalwa - ngayinye yabathintekayo ekuthengiseni kanye ne-MREO. Idokhumenti idluliselwa kusiphathimandla sokugcina esivele siphezu kwenqubo yokubhaliswa kabusha kwemoto ngumnikazi omusha. Iphepha kumele libe nolwazi olushiwo ngenhla, ukulungiswa akuvunyelwe.
2. Izinkinga ezihlobene nazo ziyalungiswa. Ngemva kokudlulisa inani elidingekayo, umnikazi omusha usayina ku-TCP (kukholamu yomnikazi wangaphambili), kanye nomthengi - emgqeni lapho umnikazi omusha kufanele asayine khona.
3. Kunikezwa amadokhumenti nezikhiye zemoto. Ukubhaliswa kwe-OSAGO kuwumsebenzi womthengi.
4. Kukhona ukushintshaniswa kwamakhophi amaphasipoti (uma uthanda). Lesi sakamuva singaba usizo ekuxazululeni izinkinga eziyimpikiswano.

Ukuzijwayeza kubonisa ukuthi ukucisha ukubhaliswa lapho uthengisa imoto inketho ephelelwe yisikhathi esetshenziswa ezimweni ezingavamile. Ngenxa yalokhu, ngeke kusebenze ukufika emaphoyiseni omgwaqo amise ukubhaliswa kwemoto ukuze wonge intela yokuthutha. Inqubo yokuhoxiswa ngokwayo yenzeka kanyekanye nokubhaliswa komnikazi omusha, osenezinsuku eziyishumi zokubhaliswa.

Iyalayisha...