Ukuqashisa nokwabelana ngemoto “kuyibulala” kanjani isikweletu nokuqasha
Izakhamizi zamazwe angaphezulu noma angathuthukile, okuhlanganisa nathi, zibhekene nesikhathi esimnandi kakhulu emlandweni womnotho. Ushintsho lokugcina lwalolu bukhulu lwenzeka ngesikhathi lapho kuqala inkathi yokubolekwa kwabathengi abaningi. Khona-ke noma yimuphi umuntu osebenzayo noma usomabhizinisi wathola ithuba lokuthola "lapha futhi manje" ukuze asebenzise noma yini - kusukela kumenzi wekhofi we-banal kuya emotweni noma endlini yakhe. Ngesikweletu. Okusho ukuthi, ukuthola indawo ehlala njalo ngokukhokhelwa kancane kancane. Manje abantu baya ngokuya beshintshela endleleni entsha yokusebenzisa - "impahla yesikhashana" ngezinkokhelo zezikhathi ezithile.
Ukwabelana ngemoto mhlawumbe kuyisibonelo esigqame kakhulu sobunikazi obusha, obukhula ngokuduma. Kodwa futhi kakhulu "engazinzile" ngokomthetho. Indlela ejwayelekile yomnotho wokwabelana ukuqashisa. Okuthile phakathi kokwabelana ngezimoto nesikweletu, kodwa ngohlaka lomthetho oluthuthukiswe kahle. Ngenxa yalesi sizathu, ukuqashiswa kwezimoto, ngokungafani nokwabelana ngezimoto, akufanelekile kuphela kubantu ngabanye, kodwa futhi namabhizinisi amancane nosomabhizinisi ngabanye, ingasaphathwa emabhizinisini amakhulu.
Izinqubo zezomnotho zangempela zifana nokuthi izakhamizi ezijwayelekile kanye nosomabhizinisi manje sebekhishwa ngokoqobo endaweni yemalimboleko baye emkhakheni wokuqashisa izimoto. Zahlulele wena. Ebhizinisini elincane, ukuthenga imoto ngentengo egcwele ngaso leso sikhathi kuwumsebenzi onzima kakhulu. Imali mboleko yasebhange nayo ingumbuzo omkhulu, njengoba izinhlangano zezikweletu zikhetha kakhulu kubaboleki abancane abahweba, kusho ochwepheshe.
Uma amabhange ukunikeza imali mboleko, bese ngenani elikhulu futhi kuncike ekukhokhweni okungathi sína kwemoto ethengiwe. Akuwona wonke amabhizinisi amancane angadonsa izimo ezinjalo. Ikakhulukazi uma namanje “engakasuki” emiphumeleni yesiphithiphithi “sobhubhane” emnothweni. Futhi imoto iyadingeka ukuze ngandlela-thile ithuthuke phambili - hhayi kusasa, kodwa namuhla. Ngakho-ke, usomabhizinisi cishe ngaphandle kokunye ufika esidingweni sokuphendukela ezinsizeni zenkampani eqashisayo.
Umlando wezikweletu walowo ongase abe iklayenti lakhe awubalulekile kangako kuye. Isibonelo, enye yezinhlelo zomsebenzi womqashisi isho ukuthi iklayenti akufanele likhokhe zonke izindleko zemoto. Eqinisweni, "uyayithenga" iminyaka eminingana, idlulisela enkampanini eqashisayo hhayi izindleko ezigcwele zemoto (njengemali mboleko), kodwa ingxenye yayo kuphela, isibonelo, ingxenye yentengo.
Ngemva kweminyaka engu-3-5 (isikhathi sesivumelwano sokuqashisa), iklayenti livele libuyisele imoto kumqashi. Futhi ushintshela emotweni entsha futhi aphinde akhokhe ingxenye yentengo. Kuvela ukuthi usomabhizinisi angaqala ngokushesha ukuthola imali ngemoto, futhi kufanele uyikhokhele imali encane kakhulu kunebhange obekufanele likhokhele isikweletu. Kuhlelo lokuqashisa, "amabhonasi" ambalwa awusizo kasomabhizinisi afihliwe.
Iqiniso liwukuthi ezindaweni eziningi amabhizinisi amancane angathola inani lokuthandwa kuhulumeni. Isibonelo, ngendlela yoxhaso lwenkokhelo ephansi noma imbuyiselo yengxenye yesilinganiso senzalo ezinkokhelweni zokuqashisa - ngaphakathi kohlaka lwezinhlelo zosekelo zezwe kanye nesifunda.
Ngendlela, imishini eyengeziwe yemoto ingase ingabizi kakhulu kumthengi - uma uyi-oda kumqashi. Phela, lesi sakamuva siyithola kumkhiqizi ngezinga elikhulu futhi ngenxa yalokho ngamanani ancishisiwe.
Ngaphezu kwalokho, ukuqashisa kuzuzisa kakhulu izinhlangano ezisemthethweni, njengoba zinelungelo lokufaka isicelo sesinxephezelo se-VAT kukho. Izinga lokonga lifinyelela ku-20% yenani eliphelele lomsebenzi. Kwezinye izimo, kuvele ukuthi ukuqasha imoto ishibhile kunokuyithenga e-salon ngemali.
Ngaphezu kwezinzuzo zezezimali, ukuqashisa, uma kuqhathaniswa nemali mboleko, nakho kunezinzuzo ezingokomthetho. Ngakho-ke, esimweni sosomabhizinisi ngamunye, umthengi wemoto akadingi ukukhokha idiphozithi noma abheke ama-guarantors. Phela imoto, ngokwamaphepha, ihlala iyindawo yenkampani eqashisayo. Yena, ngokungafani nebhange, ngezinye izikhathi udinga ubuncane bemibhalo evela kumthengi: isiqephu esivela ku-Unified State Register of Legal Entities, amakhophi amaphasipoti abasunguli - futhi yilokho!
Ngaphezu kwalokho, amabhange abakweletwayo awathinti ukusebenza komshini wesikweletu. Ngoba akuyona iphrofayili yabo. Umsebenzi wabo uwukunikeza obolekayo imali futhi baqinisekise ukuthi uyibuyisela ngesikhathi. Futhi inkampani eqashisayo ingasiza ngomshwalense, nokubhaliswa kwemoto emaphoyiseni omgwaqo, kanye nokugcinwa kwayo kobuchwepheshe, nokudayiswa kwemishini engasasebenzi, ekugcineni.
Kodwa lapha umbuzo uphakama ngokungenakugwenywa: kungani, uma ukuqashisa kuhle kakhulu, kulula futhi kungabizi, ngokoqobo wonke umuntu oseduze akakusebenzisi? Isizathu silula: abantu abambalwa abazi ngezinzuzo zayo, kodwa ngesikhathi esifanayo, abaningi bakholelwa ukuthi ukuba nemoto kuyi-priori enokwethenjelwa kakhulu.
Kodwa-ke, zombili lezi zizathu zingezesikhashana: ukusuka kubunikazi bemoto unomphela kuya kwesinye isikhathi akunakugwenywa, futhi maduze nje imali ebolekiwe yemoto ingase iguquke ibe yinto engavamile.
