Indlela yokuqeda ukuqasha imoto kusenesikhathi

Ukuqasha imoto kuyinkontileka esemthethweni phakathi komqashisi kanye nenkampani eqashisayo ephethe imoto. Empeleni, uyavuma ukukhokhela ukusetshenziswa kwemoto ngokukhethekile ngaphansi kwemigomo nemibandela ethile, ehlanganisa:

• Umkhawulo wemayela eliqoqiwe
• Imodeli yokukhokha evamile
• Setha isikhathi
• Ukubuya kwemoto isesimweni esihle

Kungase kube nezizathu ezimbalwa zokuthi kungani ungase ufune ukunqamula isivumelwano sakho sokuqashisa kusenesikhathi.

• Umuntu wesithathu ufuna imoto yakho
• ulahlekelwe umsebenzi
• Ungathuthela phesheya
• Mhlawumbe awusayidingi imoto ngenxa yokuba seduze kwekhaya lakho nendawo osebenzela kuyo.
• Izidingo zemoto yakho zishintshile, njengokuzalwa komntwana

Kunoma isiphi isimo, ungakwazi ukunqamula isivumelwano sokuqashisa. Ngaphambi kokuqhubeka nokunqamula isivumelwano sokuqashisa, kufanele ubuyekeze imigomo yokuqashisa kwakho, okuhlanganisa noma yiziphi izinhlawulo okuzodingeka uzikhokhe, noma yiziphi izimali zokukhokha irenti, ilungelo lakho lokudlulisa isivumelwano sokuqashisa, nanoma yisiphi isikweletu esiqhubekayo ongase ube naso engxenyeni esele. . isikhathi sokuqashisa kwakho.

Isinyathelo 1: Thola imigomo yokuqashisa. Kungakhathaliseki ukuthi uqashe imoto yakho ngesitolo sezimoto noma nge-ejensi yokuqashisa, xhumana nomqashisi ukuze uthole imigomo yokuqashisa.

Ungafunda futhi isivumelwano sokuqashisa, esichaza ngokucacile imigomo.

Ikakhulukazi, buza ukuthi unalo yini ilungelo lokudlulisa isivumelwano sokuqashisa nemibandela yako.

Isinyathelo sesi-2: Gcina umbhalo walokho ikhomishini. Bhala phansi imali edingekayo esimweni sakho.

Uma ungaqiniseki ukuthi iyiphi indlela ozoyithatha ukuze unqamule isivumelwano sakho sokuqashisa, bhala phansi zonke izinketho zakho.

Ngokukhethekile, cela inani lokuthenga eliqashiswayo lokuzithandela elisele ekupheleni kokuqashisa.

1 - Igama

2 – Isamba semali ekhokhwayo lapho kusayinwa isivumelwano sokuqashisa

3 - Ukubalwa kwezinkokhelo zanyanga zonke

4 - Imali ekhokhwayo noma enye imali

5 - Isamba senkokhelo (ekupheleni kokuqashisa)

6 - Ukusabalalisa izinkokhelo

6a - Isamba semali ekhokhwayo lapho usayina isivumelwano sokuqashisa

6b - Isamba semali ekhokhwayo lapho usayina isivumelwano sokuqashisa

7 - Uhlolojikelele lwezinkokhelo zanyanga zonke

8 - Isamba sezindleko

9 - Izaphulelo noma amakhredithi

10 - Izinkokhelo ezengeziwe, izinkokhelo zanyanga zonke, izinkokhelo zenyanga zonke nesikhathi sokuqasha

11 - Izintela

12 - Isamba senkokhelo yanyanga zonke

13 - Isexwayiso sokunqanyulwa ngaphambi kwesikhathi

14 - Inkokhelo yokuguga ngokweqile

15 - Inani lenketho yekholi

16 - Umholo wenketho yokuthenga

Isinyathelo sesi-3. Kala Izinketho Zakho. Uma imali yokunqanyulwa kokuqashisa iyizinkulungwane ezimbalwa zamadola, cabanga ukugcina imoto esandleni sakho, uyisebenzise ngokugcwele isimo.

Isibonelo, uma unenkokhelo yanyanga zonke engu-$500 kanye nezinyanga ezingu-10 kuze kube sekupheleni kokuqashisa, futhi imali yokunqanyulwa kokuqashisa ingu-$5,000, uzokhokha inani elifanayo noma ngabe ushayela noma wephula isivumelwano sokuqashisa.

Indlela 2 kwezi-4: Hlela kabusha isivumelwano sakho sokuqashisa

Ukudlulisa isivumelwano sokuqashisa kuyindlela elula yokususa izibopho ezingokomthetho zokuqashisa. Ngale ndlela, uzothola omunye umuntu ozimisele ukuqasha imoto, akukhulule ezibophweni zakho. Zilungiselele ukunikeza isisusa sokuhlangana nomnikazi wendawo, njengokushiya idiphozi yesibambiso kumqashi omusha.

Isinyathelo 1: Cacisa indlela yokuthatha isivumelwano sokuqashisa. Faka kuhlu imoto yakho njengento eqashiwe ezikhangisweni zemoto.

Usebenzisa izikhangiso zokuphrinta ephephandabeni lendawo, ukuthengisa okushicilelwe, nezimakethe eziku-inthanethi ezifana ne-Craigslist, thumela umlayezo mayelana nemoto yakho ucela othile ukuthi anakekele izinkokhelo zakho zokuqasha.

Sebenzisa ulwazi oluthile olwazisa umfundi mayelana nenkathi esele yesivumelwano sakho sokuqashisa, inkokhelo yanyanga zonke, noma yiziphi izinkokhelo ezisebenzayo, ukuphela kwesivumelwano sokuqashisa, ibanga elingamakhilomitha, kanye nesimo somzimba semoto.

• Imisebenzi: Kunamasevisi aku-inthanethi afana ne-SwapALease ne-LeaseTrader agxile ekutholeni amakhasimende angaba khona afuna ukunqamula isivumelwano sokuqashisa. Bakhokhisa imali ngezinkonzo zabo, okungaba yinzuzo njengoba benakekela wonke umsebenzi wokudlulisa isivumelwano sokuqashisa. Amaklayenti aqinisekisiwe futhi alungele ukuthatha indawo yokuqasha, okwenza kube lula kakhulu ukuhlanganyela kwakho enqubweni.

Isinyathelo sesi-2: Yiba nekhono. Phendula ngokushesha emibuzweni futhi uhlele umhlangano nomuntu othakazelayo.

Uma lowo ongase abe umqashi engathanda ukuqhubeka nesivumelwano sokuqashisa, hlela isikhathi lapho zombili izinhlangothi zingahlangana khona enkampanini eqashisayo. Xoxisana ngokuqashisa.

Isinyathelo sesi-3: Gcwalisa amaphepha. Lungiselela imibhalo edingekayo ukuze udlulisele isivumelwano sokuqashisa kumuntu omusha. Lokhu kuzobandakanya isheke lesikweletu somqashi omusha wenkampani eqashisayo.

Uma umqashi omusha ephuma, sayina ukunqanyulwa kwenkontileka, gcwalisa ifomu lokudlulisela ubunikazi, futhi ukhansele umshwalense nokubhaliswa kwemoto.

• ImisebenziIMP: Lapho udlulisela isivumelwano sokuqashisa, thatha bonke okhiye bemoto, imanuwali yomnikazi kanye namadokhumenti emoto ukuze ukudlulisa kube lula futhi kube lula.

• Ukuvimbela: Ezinye izinkampani eziqashisayo zifaka isigatshana esisho ukuthi isiqashi sokuqala sinesibopho sokukhokha uma umuntu othathe lesi sivumelwano engahlangabezani nezibopho zakhe. Lolu hlobo lwesikweletu lwaziwa ngokuthi yisikweletu sangemva kokudluliselwa, futhi nakuba sisetshenziswa kuphela cishe kumaphesenti angama-20 wokuqashisa, kufanele wazi izibopho zakho ezisele ngaphambi kokuphela kokuqashisa. Isibopho se-post-transfer sisetshenziswa kakhulu izinkampani ezikhiqiza izimoto eziwubukhazikhazi njenge-Audi ne-BMW.

Indlela yesi-3 kwezi-4: thenga isivumelwano sokuqashisa

Ukudlulisa isivumelwano sokuqashisa kungase kungabi inketho engcono kakhulu kwezinye izimo, njenge:

• Umthengi ufuna ukuthenga imoto yakho
• Umuntu ongase aqashe unomlando omubi noma onganele wokuthatha irenti
• Ingabe unayo ukulingana okuhle emotweni eqashisayo
• Ufuna ukuba umnikazi wemoto yakho ngokushesha ngaphandle kwezinkokhelo
• Imoto yakho inamakhilomitha amaningi, ilimele noma igugile
• Ukuqashisa kwakho kunesibopho ngemva kokudluliswa

Inqubo iyafana kungakhathaliseki inhloso yokuthenga ngokuqashisa.

Isinyathelo 1: Bala izindleko zesihlengo. Nquma inani eliphelele lokuthenga lesivumelwano sakho sokuqashisa.

Cabangela zonke izici, okuhlanganisa inani lesihlengo, izinkokhelo ezengeziwe enkampanini eqashisayo, izindleko zokudlulisa, nanoma yiziphi izintela okungenzeka kudingeke uzikhokhe.

Isibonelo, uma inani lokuthenga ngokuqashisa lingu-$10,000, imali yokunqanyulwa kwesivumelwano ingu-$500, izindleko zokudluliselwa kwesihloko ngu-$95, futhi ukhokha u-5% wentela yokuthenga yokuqashisa ($500), inani lezindleko zokuthenga zokuqashisa kwakho yi-USD. 11,095 XNUMX.

Isinyathelo sesi-2: Hlela uxhaso. Uma ungazange wonge isamba esikhulu semali, uzodinga ukuboleka imali esikhungweni sezezimali ukuze ukhokhele irenti yakho.

Isinyathelo sesi-3: Khokha okushodayo. Khokhela inkampani eqashisayo intengo okufanele uthenge isivumelwano sakho sokuqashisa.

Uma kungesitolo sezimoto, uzokhokha izintela zokuthengisa enanini elithengiswe kumthengisi.

Uma uhlela ukuthengisa imoto yakho, manje ungakwenza.

Indlela yesi-4 kwezi-4: Qasha ngaphambi kwesikhathi

Uma ungakwazi ukudlulisa noma ukusebenzisa isivumelwano sokuqashisa, ungasibuyisela kusenesikhathi. Lesi simo sihambisana nezijeziso eziphakeme kakhulu, ngokuvamile ezilingana nezinkokhelo zokuqasha eziyisamba esisele.

Ngaphambi kokuqasha kusenesikhathi ngenxa yobunzima bezezimali, thintana nomnikazi wendawo ukuthi ingabe zikhona yini ezinye izinketho ezitholakalayo, njengenketho yokweqa ukukhokha. Uma uziqede zonke ezinye izinketho, buyisela isivumelwano sakho sokuqashisa kusenesikhathi.

Isinyathelo 1. Thumela isivumelwano sakho sokuqashisa. Xhumana nomnikazi wendawo ukuze uhlele isikhathi sokuqasha.

Isinyathelo 2: Hlanza imoto yakho. Susa zonke izinto zakho bese uqinisekisa ukuthi imoto isesimweni esihle.

Ukuze ugweme izindleko ezengeziwe, funa imininingwane yochwepheshe yemoto uma kukhona amabala noma ukungcola okweqile ngaphakathi, kanye nemihuzuko ngaphandle.

Isinyathelo sesi-3: Nikeza izinto ezidingekayo endaweni yokwamukela izivakashi. Letha bonke okhiye bakho, imanuwali yomsebenzisi kanye nemibhalo emhlanganweni. Uzoshiya imoto yakho ngemuva.

Hlela ezinye izinto zokuhamba eziya ekhaya enkampanini eqashisayo.

Isinyathelo sesi-4: Gcwalisa amafomu. Gcwalisa amafomu adingekayo kumnikazi wendawo.

Umnikazi wendawo uzokwenza konke okusemandleni akhe ukukugcina uqashile. Sebenza nabo ukuze uhlole yonke inketho esebenzayo uma ukhetha ukugcina imoto yakho eqashisayo.

Isinyathelo sesi-5: Phenya imoto. Phenya imoto yakho, okhiye nezincwadi.

Uma ukhetha ukungasiqashi isivumelwano sakho sokuqashisa kusenesikhathi futhi ukhokhe, kungase kube ukungenhloso. Imoto yakho izothathwa inkampani eqashisayo ukuze ibuyise ukulahlekelwa kwayo futhi ibuyise izimpahla zayo. Lesi yisimo esibi kakhulu, njengoba amaphuzu akho esikweletu azokwehla, futhi ukuhoxiswa kombiko wakho wesikweletu kungakuvimbela ekuxhaseni ngezimali noma ukuqasha noma yini iminyaka efika kweyisikhombisa.