Uxhaso lwemali yenzalo lungabiza ngaphezulu
Izipesheli zoxhaso lwephesenti elinguziro zingalinga, kodwa ingabe izinombolo ziyahlangana?
Izipesheli ezinenzalo ephansi seziqala ukuvela futhi njengoba izinkampani zezimoto zizama ukufihla ukwenyuka kwamanani okuqhutshwa umAussie obuthakathaka noma vala izaphulelo ezinkulu kumamodeli athengisa kancane.
Noma ngabe yikuphi, kungase kudide kubathengi bezimoto abazama ukunquma ukuthi kuyimali enhle noma cha.
Ezimweni eziningi kungase kube ngcono ukuxoxisana mayelana nenani eliphezulu futhi uhlele izimali zakho ngaphandle kwendawo yokuthengisa. Kodwa ngezinye izikhathi okunikezwayo ku-showroom kuyayengeza.
Senze izibalo ngedili elilodwa.
Okungenani uhlobo olulodwa oluhamba phambili njengamanje luhlinzeka ngezimali ngamaphesenti angu-0 ngentengo ephezulu kakhulu yokudayisa engu-$24,990 ngemoto encane esinde efinyelela ku-$19,990 esikhathini esidlule.
Ngoxhaso lweziro iminyaka emihlanu, intengo engu-$0 izoba ngu-$24,990 ngenyanga, kucatshangwa ukuthi azikho ezinye izinkokhelo ezifihliwe noma izimali zokusungula.
Qiniseka ukuthi uyayazi inzalo ephelele kanye nenani eliphelele ozolikhokha phakathi nesikhathi semali mboleko.
Kodwa kwenzekani uma uthenga imoto ka-$19,990 futhi uzihlelele izimali zakho?
Uma unomlando omuhle wezikweletu, ungathola inzalo engu-8%. Ngokwezibalo eziku-inthanethi, lokhu kusebenza kufika ku-$405 ngenyanga iminyaka emihlanu kukhokhwa inzalo engu-$4329, okwenza inani lemoto libe ngu-$24,319 nje kuphela.
Kuhlale kukuhle ukuthola isicaphuna esingaphezu kwesisodwa. Qiniseka ukuthi uyayazi inzalo ephelele kanye nenani eliphelele ozolikhokha phakathi nesikhathi semali mboleko.
Abathengisi bavame ukwenza imali eningi ngokuthengiselana ngokwezimali kunasekudayiseni imoto uqobo.
Elinye icebiso: ungabheki nje isibalo senyanga yokukhokha (ochwepheshe bezezimali banganciphisa lesi sibalo ngokwelula izikhathi zokukhokha, okusho ukuthi ukhokha inzalo eyengeziwe esikhathini eside).
Uma isikhathi sokukhokha sisinde, makhulu amathuba okuthi inani lenkokhelo libe likhulu kunevelu yemoto ngesikhathi sokulethwa kwenkokhelo entsha.
