Uma ngifuna ukubuyisela imoto yemali, ngingayenza kanjani ngaphandle kwezinkinga?

Kunezinketho ezimbalwa uma ungafuni ukuqhubeka nalezi zindleko.

Ukuthenga imoto entsha yinto abantu abaningi abangathanda ukuyenza, futhi ngezinhlelo ezikhona zezimali, kuvele kulula kakhulu. Kodwa-ke, ukuthenga imoto entsha ngeminyaka yokuxhaswa ngezimali kungaba umthwalo osindayo futhi obizayo. Yingakho njalo Kuyancomeka ukuthi wenze ucwaningo ngemoto ofuna ukwazi ukuthi izoba wutshalomali oluhle futhi uhlaziye ibhajethi yakho ngaphambi kokuthenga.

Kunezikhathi lapho, ngenxa yezizathu ezihlukahlukene, sidinga ukubuyisela imoto esiyithenge ngohlelo lwezimali, kodwa asazi ukuthi senziwe kanjani. Nawa amanye amathiphu angasiza uma ufuna ukubuyisela imali mboleko yemoto:

 1.- Khuluma nomthengisi

Xhumana nomthengisi othenge kuye imoto ukuze uhlele ukubuyisela, nakuba lokhu kungase kubangele ukuthi ukhokhe umehluko esikweletini ngenani elinciphile lemoto.

 2.- Thengisa imoto

Ungakwazi ukudayisa imoto bese uchazela umnikazi omusha ukuthi usakweleta isikweletu. Kodwa-ke, ngenzuzo yokudayiswa, ungasishiya isihloko bese umnika sona ngokushesha nje lapho ususitholile. Izikhathi eziningi ungadlulisela isikweletu sakho komunye umuntu ofuna imoto futhi angaqhubeka nokukhokha.

 3.- Enye indlela yokuxhasa ngezimali

Uma ukunciphisa izindleko zakho kungasebenzi futhi ungaqhubeka nokukhokha, isinyathelo esilandelayo ngaphambi kokuvakashela umdayisi noma ukuxoxisana nomdayisi wakho wezimoto ukuthola enye indlela yokuxhasa ngemali.

Ungafuna uxhaso lwezimali noma ususayine inkontileka yokuthenga imoto. Umgomo uwukuthola imali ebolekiwe enenzalo ephansi. Ngale ndlela ungenza izinkokhelo eziphansi emalimboleko yakho entsha.

 4.- Exchange for imoto eshibhile

Uma kungenakwenzeka ukubuyisela imoto, cela ukuyishintsha ukuze uthole eshibhile. Ngokuvamile bangakunikeza imali enhle ngemoto esetshenzisiwe engabizi kakhulu.

Ezinye izinhlobo zezimoto zinenqubomgomo yokubuyisela eyenza impilo ibe lula kakhulu, kodwa kuhlale kunethuba lokuthi uzolahlekelwa ngenxa yokuthi imoto entsha iyancipha ngokushesha kangakanani.