Umshwalense wemoto oshibhile womshayeli wemoto oneminyaka engu-18 ubudala

Umholo ojwayelekile ngehora wawungu-$25.89, uma uqhathaniswa no-$25.27 ngonyaka owedlule, ngokusho kweBureau of Labor Statistics. Isilinganiso sezindleko zonyaka zomshwalense wemoto yemoto engu-$1,222 ngo-2015, okusho ukuthi isisebenzi esivamile singathenga umshwalense wemoto wonyaka ngemva kokusebenza cishe amahora angu-47.

Nokho, osemusha ovamile uhola kancane kakhulu kunomholo ojwayelekile wehora. Iholo elincane elimaphakathi esifundazweni kusukela ngoJulayi 2015 lalingu-$7.92 nje ngehora. Intsha ikhokha kakhulu ngomshwalense ngoba ibhekwa njengengozi kakhulu kunabashayeli abanolwazi olunzulu. Izindleko ezimaphakathi zokufakwa kwesisekelo sonyaka bezingu-$841, ngokusekelwe kumanani atholwe ezinkampanini zikazwelonke zomshwalense wezimoto. Kulezi zilinganiso, amahora angama-106 okusebenza azodingeka unyaka woMshwalense Kazwelonke Wesibopho Esincane Esincane.

Imoto eshibhile iseyizindleko ezinkulu kubantu baseMelika abayizigidi ezine noma ngaphezulu abasebenzela amaholo amancane. Kodwa kudala inkinga enkulu kubashayeli abasebasha e-Rhode Island naseNew Hampshire njengoba besebenza cishe izikhathi ezintathu uma nje ozakwabo e-Illinois ukuze bathenge umshwalense wesikweletu ohlangabezana nezidingo eziyisisekelo zikahulumeni, ngokusho kokuhlaziywa kwe-CarInsurance.com.

Kokubili amaholo kanye namazinga omshwalense wezimoto angahluka kakhulu, ngakho ukukwazi ukuthengeka kubalwe ngokuqhathanisa ubuncane bezindleko zomshwalense wezimoto nomholo omncane esifundazweni ngasinye. Abashayeli abasebasha bashayeka kakhulu e-Rhode Island naseNew Hampshire, kanti umshwalense oshibhe kakhulu othatha amahora angu-174 ukuwuthenga. Umshayeli osemusha uthola umshwalense oshibhe kakhulu e-Illinois - kuthatha amahora angama-56 kuphela omsebenzi wonyaka womshwalense wesikweletu.

Izindleko zomshwalense wemoto zabaneminyaka engu-18 ubudala

Amazwe abalwa ngenani lamahora awathathayo ukuze athenge okukhavayo, kuqhathaniswe umshwalense wabo wemoto oshibhe kakhulu wabaneminyaka engu-18 ubudala nomholo wabo omncane.

Amanani aqhathaniswa kusetshenziswa ikhodi ye-zip eshibhe kakhulu yezwe yomshayeli osemusha onerekhodi elihlanzekile, umlando omuhle wesikweletu, kanye nomshwalense wenqubomgomo yomzali wangaphambilini. Umshayeli ojwayelekile uneminyaka engu-18 ubudala, owesilisa, futhi unemoto ebukeka njengeFord Taurus yango-1997. Le datha ayinembile kubo bonke abaneminyaka engu-18 ubudala, kodwa inikeza umbono omuhle wezinkinga zezezimali ezibhekana nentsha ethembele emotweni yayo ukuze ifike esikoleni noma emsebenzini.

Yini umfana oneminyaka engu-18 ubudala ukhokhela isikweletu esincane sombuso
Izinga	Isifunda	Ikhodi ye-Zip	Inani lonyaka lezikweletu	Iholo elincane	Amahora okuthenga
1	I-Illinois	61761	$459	$8.25	56
2	North Carolina	28778	$419	$7.25	58
3	I-Iowa	50010	$419	$7.25	58
4	Nevada	89427	$492	$8.25	60
5	EMissouri	65101	$458	$7.65	60
6	E-Indiana	47905	$462	$7.25	64
7	California	93441	$602	$9.00	67
8	ENew Mexico	88310	$557	$7.50	74
9	ENew York	14580	$669	$8.75	76
10	Montana	59602	$625	$8.05	78
11	I-Connecticut	06498	$728	$9.15	80
12	Nebraska	68504	$662	$8.00	83
13	ePennsylvania	16823	$611	$7.25	84
14	Washington	99163	$795	$9.47	84
15	Kansas	67401	$625	$7.25	86
16	Vermont	05446	$826	$9.15	90
17	I-Флорида	32669	$755	$8.05	94
18	Mississippi	39759	$688	$7.25	95
19	ETennessee	37686	$721	$7.25	99
20	E-Wisconsin	53081	$727	$7.25	100
21	E-Arizona	86426	$805	$7.25	100
22	I-Arkansas	72768	$751	$7.50	100
23	I-Wyoming	82007	$732	$7.25	101
24	Alabama	36543	$759	$7.25	105
25	Грузия	31601	$763	$7.25	105
26	EVirginia	22652	$787	$7.25	109
27	Idaho	83712	$791	$7.25	109
28	ETexas	76306	$802	$7.25	111
29	IColorado	80525	$916	$8.23	111
30	e-Louisiana	71021	$811	$7.25	112
31	e-Oregon	97330	$1,060	$9.25	115
32	I-Utah	84772	$848	$7.25	117
33	Minnesota	56003	$939	$8.00	117
34	Maryland	21780	$1,049	$8.25	127
35	INingizimu Carolina	29692	$943	$7.25	130
36	I-Maine	04105	$1,039	$7.50	139
37	E-Oklahoma	74003	$1,019	$7.25	141
38	I-Michigan	49866	$1,204	$8.15	148
39	I-Delaware	19939	$1,327	$8.25	161
40	I-Ohio	44833	$1,330	$8.10	164
41	eKentucky	41075	$1,227	$7.25	169
42	West Virginia	25427	$1,370	$8.00	171
43	Ijezi elisha	07933	$1,446	$8.38	173
44	New Hampshire	03303	$1,261	$7.25	174
45	Rhode Island	02842	$1,569	$9.00	174
*	Alaska	99829	$8.75
*	I-Hawaii	96722	$7.75
*	Massachusetts	02158	$9.00
*	ENyakatho Dakota	58285	$7.25
*	ENyakatho Dakota	57069	$8.50
*	I-Washington DC	20006	$10.50
isilinganiso sikazwelonke	$841	$7.92	106
*Idatha ayitholakali noma ayitholakali ngesikhathi sokushicilela Yonke idatha ithathwe ku-http://www.carinsurance.com/state/Illinois-car-insurance.aspx

Ingabe umshwalense wemoto oshibhile uyatholakala kubashayeli abasebasha?

Izingcaphuno zomshwalense C zihlobene kakhulu nomshayeli kunemoto kanye nengozi ecatshangwayo ezimele. Nazi izinto ezibalulekile izinkampani zomshwalense ezizicabangelayo ngaphambi kokukunikeza ikhotheshini:

• Umlando wakho wokushayela: Ukwephulwa komthetho okungaphezu kokukodwa noma ingozi inyusa izindleko zomshuwalense.

• Ikhredithi yakho: Uma iphansi, uthathwa njengesimangalo sengozi ephezulu futhi ukhokhiswe kakhulu ezifundazweni eziningi.

• Imayela lakho: Uma ushayela kancane, iba ncane ingozi yokuba ushaye othile.

• Umlando wakho womshwalense: Uma uvumela umshwalense wakho uphelelwe yisikhathi, ngisho nezinsuku ezimbalwa, uzokhokha ngaphezulu.

• Imoto Yakho: Uma imoto yakho inenani lesimangalo eliphakeme kakhulu kunezinye eziningi, amanani akho esikweletu azobonisa leyo ngozi.

Khumbula ukuthi azikho izinkampani zomshwalense ezimbili ezinikeza amanani afanayo, ngisho nezinqubomgomo ezinezindleko ezincane zomshwalense kazwelonke zingahluka ngamakhulu amaRandi ngonyaka. Kungakhathaliseki ukuthi ungumzali noma usemusha, kufanelekile ukucwaninga futhi uqhathanise okunikezwayo komshwalense ukuze ukusize wenze ukukhetha okungcono kakhulu.

Lesi sihloko sishintshwe ngokuvunyelwa kwe-carinsurance.com: http://www.carinsurance.com/Articles/10-factors-that-affect-your-car-insurance-rates.aspx.