Liyini ikhadi likaphethiloli? Ubani oyidingayo futhi inikani?

Abantu ngabanye nezinhlangano ezisemthethweni benza konke okusemandleni abo ukuze bathuthukise izindleko zabo zokuthenga uphethiloli. Ngaphambilini, izinhlangano nabantu ngabanye bebengathenga amakhuphoni kaphethiloli anenani elithile lobuso futhi ebavumela ukuba bakhokhele ukugcwaliswa kukaphethiloli ngokudluliswa kwebhange - opharetha umane enze inothi lokuthi ungakanani uphethiloli ogcwaliswe. Manje amakhuphoni nawo asetshenziswa kabanzi ukugcwalisa isikhathi esisodwa.

Amakhadi amafutha - lesi yisixazululo esinenzuzo eyengeziwe, ngoba lonke ulwazi lugcinwa ngekhompyutha ku-chip. Lolu lwazi lungabuyiswa kalula futhi uthole ukuthi uphethiloli uthelwe malini futhi nini. Amakhadi anjalo ayatholakala kuzo zombili izinhlangano ezisemthethweni kanye namakhasimende azimele.

Lisebenza kanjani ikhadi likaphethiloli?

Inethiwekhi ngayinye yegalaji yegesi inemigomo yayo yesevisi, kodwa ngokuvamile ihluke ezicini ezithile kuphela, isibonelo, ikhono lokufaka uphethiloli ngekhadi kuphela ngezinsuku zesonto ezishiwo kwinkontileka. Iphuzu lilula kakhulu:

• isikhwama se-electronic kanye ne-akhawunti yomuntu siqu kuvulwa egameni lomthengi wekhadi, lapho ezokwazi khona ukulawula izindleko zakhe zokugcwalisa i-refueling;
• ngesikhathi se-refueling elandelayo, izindleko zikaphethiloli zidonswa esikhwameni;
• ungakwazi ukugcwalisa i-akhawunti yakho ngokudlulisela izimali ku-akhawunti yokukhokha yenkampani kawoyela;
• ikhadi linomkhawulo othile, emva kwalokho ikhadi kufanele likhishwe kabusha.

Kuyacaca ukuthi lokhu kuzuzisa kakhulu ikakhulukazi ezinkampanini ezinkulu zezokuthutha, izinsiza zokulethwa kwezidingo kanye namatekisi. Abashayeli akudingekile ukuthi baphathe amasheke ukuze babike emnyangweni wamabhuku ezimali ngelitha ngalinye likaphethroli. Yebo, futhi ama-accountants ngokwabo kulula kakhulu ukusebenza nabo, ngoba konke ukuthengiselana ngekhadi kubhalwe ku-akhawunti yomuntu siqu.

Elinye iphuzu elibalulekile ukuthi ikhadi lingaboshelwa enombolweni ethile yokubhaliswa kwemoto futhi ngeke nje lisebenze ukugcwalisa enye imoto. Ngaphezu kwalokho, uhlobo uphethiloli kubonisiwe - A-95 noma A-98, engasetshenziswa ukugcwalisa le moto ethile.

Abantu bangaphinda bathenge amakhadi kaphethiloli, njengoba kuvame ukuba nezimo ezihlukene ekuphileni lapho amatheminali okukhokha engasebenzi, futhi ingekho imali esele esikhwameni. Ngekhadi likaphethiloli, ungagcwalisa nganoma yisiphi isikhathi ngaphandle kokukhathazeka ngokuphelelwa yimali.

Yiziphi izinzuzo zekhadi likaphethiloli?

1. Inzuzo yokuqala futhi ebaluleke kakhulu, yiqiniso, isivinini sesevisi nokulawula izindleko.
2. Okwesibili, zonke izimali ezivela ekhadini zingasetshenziswa kuze kufike ku-zero, okusho ukuthi, uzogcwalisa uphethiloli olingana ncamashí nanjengoba ukhokhele, hhayi igremu ngaphezulu, hhayi igram ngaphansi.
3. Okwesithathu, uma unomkhawulo omningi ekhadini, uthola isaphulelo esiningi.

Abaningi abasebenza egalaji likaphethiloli babeka amanani kaphethiloli lawo ayekhona ngesikhathi sokugcwalisa ikhadi noma kokuphothula isivumelwano.

Izinzuzo zihlanganisa isevisi yekhwalithi:

• ukutholakala kwesikhungo sezingcingo;
• ikhono lokuvimba ngokushesha ikhadi uma kwenzeka ukulahlekelwa noma ukweba;
• I-PIN khodi - nguwe kuphela ongasebenzisa ikhadi lakho;
• amakhadi asebenza kuzo zonke iziteshi zikaphethiloli zale nethiwekhi.

Indlela yokusebenzisa ikhadi likaphethiloli?

Ikhadi likaphethiloli, njenganoma yiliphi elinye ikhadi lokukhokha, lisetshenziswa kuphela lapho kunezindawo zokukhokha. Lonke ulwazi lugcinwa ku-chip, okungukuthi, uxhumano lwe-inthanethi aludingeki - yingakho ungakhokha ngamakhadi e-chip ezindaweni ezikude kakhulu.

Umsebenzisi uzofaka ikhadi kutheminali yokukhokha enomfundi, kuzodingeka ukuthi ufake iphinikhodi kuphela, ubonise inani likaphethiloli bese usayina isheke. Uma igalaji likaphethiloli lizisiza, khona-ke wena ngokwakho udinga ukuthola i-terminal, faka iphinikhodi, ubonise inombolo yekholomu kanye nokuhamba.

Akufanele ukhohlwe i-PIN khodi, uma ufaka ngokungalungile izikhathi ezintathu, ikhadi lizovinjelwa. Futhi, uma ikhadi lingakaze lisetshenziswe isikhathi esingaphezu kwezinyanga eziyisithupha, liyavinjelwa ngokuzenzakalelayo. Ikhadi lingengezwa ku-Black List uma yonke imibandela yesivumelwano ingahlangatshezwana nayo.

Njengoba ubona, akunzima neze ukubhekana nokusebenza kwekhadi likaphethiloli, ikakhulukazi njengoba liza nomyalelo okufanele uwufunde.

Ividiyo emayelana nendlela amakhadi kaphethiloli asebenza ngayo

Iyalayisha...