Yini i-CASCO? - incazelo yegama elinikeza umshwalense we-CASCO
Ukusebenza kwemishini

Yini i-CASCO? - incazelo yegama elinikeza umshwalense we-CASCO

27.06.2022 /

Ngokwalo, igama elithi "CASCO" alisho lutho. Uma ubheka kusichazamazwi, khona-ke kusukela eSpanishi leli gama lihunyushwa ngokuthi "isigqoko sokuzivikela" noma kusukela ku-Dutch "ukuvikelwa". Ngokungafani nomshwalense wemfanelo oyimpoqo othi “OSAGO”, “i-CASCO” iwumshuwalense wokuzithandela wanoma imuphi umonakalo ongase uwenze ngenxa yesehlakalo esinomshwalense.

Yini i-CASCO? - incazelo yegama elinikeza umshwalense we-CASCO

Inqubomgomo ye-CASCO ithatha isinxephezelo sanoma yikuphi ukulahlekelwa ngenxa yomonakalo noma ukwebiwa kwemoto yakho. Nalu uhlu lwemicimbi enomshwalense ongathola isinxephezelo sayo semali:

  • ingozi yomgwaqo ehilela imoto yakho, i-CTP izonxephezela ukulahlekelwa okwenze kumuntu olimele (uma ungumgebengu wengozi), i-CASCO izokhokha izindleko zokulungisa imoto yakho;
  • ukwebiwa noma ukwebiwa kwemoto yakho;
  • ukwebiwa kwezingxenye ngazinye zemoto yakho: amathayi, ibhethri, izingxenye ezisele, umsakazo wemoto, njll.;
  • izenzo ezingekho emthethweni zabantu abangagunyaziwe, ngenxa yalokho imoto yakho ilinyazwe;
  • isinxephezelo ngomonakalo obangelwe yizinhlekelele zemvelo;
  • ukuwela emotweni yakho yezinto ezihlukahlukene: ama-icicles, izihlahla, njll.

Ngokungafani ne-OSAGO, izindleko zenqubomgomo ye-CASCO azilungisiwe, inkampani ngayinye yomshwalense ikunikeza izimo zayo, futhi intengo izoguquguquka ngokuya ngama-coefficient ahlukahlukene:

  • izindleko zemoto, izici zayo - amandla, usayizi wenjini, ubudala;
  • imicimbi enomshwalense ngemuva kwalokho uthola isinxephezelo.

Yini i-CASCO? - incazelo yegama elinikeza umshwalense we-CASCO

Uzokwazi kuphela ukuthola inani eliphezulu lezinkokhelo enkampanini yomshwalense uma kufakazelwa ukuthi imoto yakho ayikwazi ukulungiseka.

Noma yisiphi isakhamuzi saseRussian Federation esifinyelele eminyakeni engu-18 futhi singumnikazi ogcwele wemoto noma sisisebenzisa ngaphansi kwesivumelwano sokuqashisa noma amandla ommeli jikelele angakhipha inqubomgomo ye-CASCO. Izimoto ezilandelayo zingafakwa kumshwalense:

  • obhaliswe emaphoyiseni omgwaqo ngokuhambisana nayo yonke imithetho;
  • ukungabi nawo umonakalo wemishini;
  • hhayi ngaphezulu kweminyaka eyi-10, ezinye izinkampani ziqinisekisa izimoto ezikhiqizwa ngemuva kuka-1998 kuphela;
  • ifakwe izinhlelo zokulwa nobugebengu.

Uma uthutha izimpahla ngemoto yakho yomgibeli ngenkokhelo noma uyisebenzisela izifundo zokushayela, khona-ke ama-coefficient engeziwe azokwengezwa kuwe futhi inqubomgomo izobiza ngaphezulu. Noma iyiphi inkampani yomshuwalense inikeza izibali zayo zokubala izindleko ze "CASCO".




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