Yini i-DSAGO? - umshwalense owengeziwe we-OSAGO
Ukusebenza kwemishini

Yini i-DSAGO? - umshwalense owengeziwe we-OSAGO

27.06.2022 /

Njengoba ngaphansi kwenqubomgomo ye-OSAGO inani eliphakeme lezinkokhelo zomshwalense likhawulelwe kuma-ruble ayizinkulungwane ezingama-400, futhi lezi zimali ngokuvamile azanele ukumboza umonakalo odalwe emotweni ebizayo yangaphandle noma impilo yalabo abalimele engozini, omunye umshwalense owengeziwe wakho. isikweletu esizenzakalelayo sanikezwa - DSAGO.

Yini i-DSAGO? - umshwalense owengeziwe we-OSAGO

Eqinisweni, i-DSAGO iyisengezo ku-OSAGO. Ngokukhipha i-DSAGO, ungathembela ekukhokhweni kwesinxephezelo ukumboza umonakalo odalwe nguwe kumuntu olimele, ngenani elingafika kuma-ruble ayizigidi ezi-3. Ungakhipha i-DSAGO enkampanini yomshuwalense efanayo lapho uthenge khona i-OSAGO, noma ungayikhipha enkampanini ehluke ngokuphelele.

Izindleko zenqubomgomo ye-DSAGO azisungulwa ngokuqinile futhi zingahluka kakhulu kuye ngokuthi inkampani yomshwalense kanye nezinkokhelo zomshwalense. Izinto ezilandelayo zithinta izindleko zenqubomgomo ye-DSAGO:

  • uhlobo lwemoto yakho;
  • umkhawulo wezinkokhelo uma kwenzeka umcimbi onomshwalense;
  • isikhathi othenga ngaso umshwalense;
  • amandla enjini yemoto;
  • iminyaka nolwazi lomshayeli kanye nabo bonke abanye abantu abafakwe kunqubomgomo.

Uma kwenzeka isigameko esinomshwalense, khona-ke ungathola isinxephezelo ngaphansi kwe-DSAGO kuphela uma inqubomgomo ye-OSAGO ingakwazi ukunxephezela wonke umonakalo owudalile empahleni nempilo yalowo olimele.

Yini i-DSAGO? - umshwalense owengeziwe we-OSAGO

Ngokwesilinganiso, inqubomgomo ye-DSAGO eRussia izobiza umnikazi wemoto ngenani lama-ruble angama-500 kuye kwangama-800. Ukuze uthole izinkokhelo, umuntu olimele kufanele axhumane nenkampani yomshuwalense wecala lengozi, lapho akhiphe khona inqubomgomo ye-OSAGO. Ngemva kokuhlola umonakalo ngabasebenzeli bomshuwalense, isinxephezelo se-OSAGO siza.

Izinkinga zingavela uma zombili izinqubomgomo zitholakala ezinkampanini zomshwalense ezahlukene, ngakho abameli bezimoto bayeluleka endaweni yengozi ukuze bacacise lolu lwazi ngesikhathi sokulungiswa kwephrothokholi. Khona-ke, imibhalo yemoto kanye nemibhalo yokuhlonza, amakhophi ezivumelwano zokwephulwa athunyelwa enkampanini yomshuwalense. Ukubala kwenziwa ngokumane kususwe enanini eliphelele lomonakalo izinkokhelo zomshwalense ezitholwe ngaphansi kwe-OSAGO.

Ukuze uthole lezi zimali, isisulu noma abameleli bakhe kufanele bathinte inkampani zingakapheli izinsuku ezi-5. Uma ingozi yenzeke ezindaweni ezikude ze-Russian Federation, khona-ke imibhalo yamukelwa zingakapheli izinsuku eziyi-150. Yileyo micimbi enomshwalense ehlinzekwe ngaphansi kwe-OSAGO kuphela ekhokhelwayo.




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