Yini esongela ukungakhokhwa kwezinhlawulo zamaphoyisa omgwaqo

Uma umuntu ekhishelwe inhlawulo ngokwephula imithetho yomgwaqo, kufanele ikhokhwe. Uma kungenjalo, kuzothathwa izinyathelo ezifanele. Akufanele ucabange ukuthi uma ukhohlwe ukukhokha inhlawulo, umbuso uzokuphatha ngokuzitika futhi ngemva kwesikhashana konke lokhu kuzolibaleka futhi ungakwazi ukuqhubeka ngokuphepha ukushayela imoto.

Ngakho-ke, uthini umthetho mayelana nokukhokhwa okuphoqelekile kwezinhlawulo nokuthi yini elindele abashayeli abathi, ngenxa yokukhohlwa kwabo noma ngesinye isizathu, benqaba ukudlulisela inani lenhlawulo ku-akhawunti yokukhokhelana kwamaphoyisa omgwaqo?

Ongakulindela ngokungakhokhi izinhlawulo

Isigaba 20.25 seKhodi Yamacala Okuphatha sichaza ngokucacile zonke lezi zinkinga.

Uma umshayeli engazange akhokhe inhlawulo phakathi nesikhathi esinqunyiwe ngokomthetho, futhi isiphathimandla esifanelekile asizange sithole idokhumenti eqinisekisa ukutholwa kwezimali, icala lizodluliselwa kumsizi wesikhonzi senkantolo, ongadinga "u-evader":

• khokha inhlawulo ngokwayo kanye nenhlawulo eyodwa eyengeziwe yokukhokha sekwephuzile ngenani eliphindwe kabili, kodwa hhayi ngaphansi kwama-ruble ayinkulungwane;
• qala umsebenzi womphakathi othatha amahora angama-50;
• ukuphathwa izinsuku ezingu-15.

Okusho ukuthi, ngaphandle kokukhokha inhlawulo eyodwa, empeleni, kuzodingeka uyikhokhe kathathu.

Isibonelo, uma ungazange ukhokhe inhlawulo encane yemali yama-ruble angu-500, kuzodingeka ukhokhe ama-ruble angu-1500. Uma inhlawulo yayiphakeme, isibonelo, yokushayela emgwaqeni ozayo, kuzodingeka uvalelise hhayi ezinkulungwaneni ezinhlanu, kodwa ukhokhe imali engaba yizinkulungwane ezingu-15. Ngamafuphi, kunesizathu sokucabanga - ukhokhe ngesikhathi esibekiwe futhi ukhohlwe, noma uye ezinkantolo ezihlukahlukene, ugeze izinzwa zakho, bese ukhokha noma kunjalo, kodwa izikhathi ezintathu ngaphezulu.

Uma amajaji ehlangana nabangakhokhi, angakwazi, ngaphandle komkhosi omningi, ukuklomelisa izinsuku ezingu-15 evalelwe - hhayi ithemba eliqhakazile lokuchitha amasonto amabili esitokisini ngenxa yebhande lesihlalo esingaboshiwe kanye nokwenqaba ukukhokha ama-ruble angu-500.

Umsebenzi oyimpoqo nawo awuyona into yokuzilibazisa emnandi kakhulu. Kudingekile ukusebenza amahora angama-50 emsebenzini othile owusizo, ngokwesibonelo, njengomgcini wezindlu noma i-green economy trust, ukutshala izimbali otshanini nasemibhedeni yezimbali yedolobha. Ngaphezu kwalokho, uzosebenza amahora amabili ngemuva komsebenzi phakathi nezinsuku namahora ama-4 ngezimpelasonto.

Yiqiniso, bakhona nabantu abanjalo inkantolo engenaso isinqumo ngabo. Kulokhu, basengozini yokuhlukana nempahla yabo, futhi sonke siyazi ukuthi abaqoqi kanye nezikhonzi zenkantolo bahlola kanjani impahla yabanye abantu - lokho okuthengile ngezinkulungwane ezingama-20, bazokwazisa ngo-10, futhi bazothatha ubucwebe begolide ngamanani e-pawnshop. Kuphinde kube nobungozi bokuvinjelwa ukuya phesheya - indlela eya phesheya izovalwa kuwe kuze kube kukhokhwa zonke izikweletu.

Kodwa futhi kukhona uhlangothi olulodwa olukhanyayo - uma umuntu engazange akhokhe inhlawulo, futhi uhulumeni kanye nezigungu eziphezulu azizange ziqaphele lokhu, emva kweminyaka emibili zonke izinhlawulo zizokhanselwa. Lokhu kuzokwenzeka futhi uma udaba lokungakhokhelwa kwesijeziso esibafanele ludluliselwe kwabakhokhi benkantolo, kodwa kwaphela iminyaka emibili bengakaze beze kini futhi bengazikhumbuzi, icala liyophinde livalwe ngomthetho ukulinganiselwa. Ngeshwa, injabulo enjalo ayimomotheki kuwo wonke umuntu, futhi kamuva nje - cishe akekho, ngoba ubuchwepheshe bekhompiyutha kanye ne-intanethi yenze lula kakhulu ukuphathwa kwebhizinisi kuzo zonke izindawo.

Uzikhokha kanjani futhi nini izinhlawulo zomgwaqo

Ukuze ungonakalisi izinzwa zakho noma ulahle iminyaka emibili empilweni yakho, ngethemba lokuthi ukwephulwa kwakho kuzolibaleka, izinhlawulo kufanele zikhokhwe ngesikhathi.

Ngokusho komyalelo omusha, umshayeli onecala akanikezwa izinsuku ezingama-30, kodwa izinsuku ezingama-60 zokukhokha. Ngaphezu kwalokho, ungakwazi ukwengeza ezinye izinsuku eziyi-60 kulezi zinsuku ezingama-10. Okusho ukuthi, izinsuku eziyishumi ncamashi zinikezwa ukuthi udlulise isinqumo somhloli ezinkantolo eziphakeme.

Ungakwazi ukukhokha inhlawulo ngezindlela ezihlukahlukene - ebhange, nge-inthanethi noma usebenzisa i-SMS. Uma kwenzeka, sigcina isheke, irisidi noma i-SMS mayelana nenkokhelo ukuze uqinisekise ukudluliswa kwemali. Konke, ungaqhubeka uphila ngokuthula, kodwa zama ukungabe usayiphula imithetho.

Iyalayisha...