Idivayisi Yesithuthuthu

Umthengisi womshwalense wezithuthuthu kanye namasondo amabili: ukuthi isebenza kanjani futhi yiziphi izinzuzo

Enye ukuhweba ngomshwalense wezithuthuthu ingakusiza kakhulu ekuqinisekiseni ibhayisikili lakho elinamasondo amabili. Kwenzenjani ? Yini iphuzu? Ziyini izinzuzo zokufaka isicelo senkampani enjalo? Izokubiza malini? Thola konke odinga ukukwazi mayelana nenkampani yomshwalense yokuhweba ngezithuthuthu namasondo amabili.

Iyini Inkampani Yamasheya Amabili Omshwalense?

Kalula nje, isithuthuthu, isithuthuthu kanye nomthengisi womshwalense webhayisikili akukuvumeli ukuthi uthathe umshwalense wokuqala wokuphikisana. Umshuwalense wamasondo akho ama-2 akufanele wenziwe kalula. Ukwenza ukhetho olufanele, kufanele uthathe isikhathi sokubuza nabaningi bomshuwalense; futhi uthathe isikhashana ukuqhathanisa okunikezwayo. Ngeshwa, kulokhu asihlali nathi ngaso sonke isikhathi. Yilapho inkampani yomshwalense ehweba ngayo.

Inkampani yomshwalense yomshwalense: izincazelo

Inkampani yomshwalense yomshwalense ngokuyinhloko iyinkampani emelwe i-Chambre Syndicale des Brokers d'Assurance (CSCA) futhi ilawulwa UMnyango Wezomnotho, Ezezimali Nezimboni.

Yinkampani indima yayo ukuxhuma umshwalense kanye nomshuwalense ofisa ukwenza isivumelwano somshwalense. Ngamanye amagama, uma ungenaso isikhathi sokuthola umshwalense wakho wezithuthuthu nezithuthuthu, uzokunakekela.

Umthengisi womshwalense uchwepheshe wezezimboni owenza lo msebenzi "Abalamuli bomshuwalense" ... Futhi-ke, indima yayo ukukumela ezinkampanini zomshuwalense ukuthola inkontileka yomshuwalense onamasondo amabili yakho ehlangabezana nezidingo zakho futhi lokho okukuzuzayo ngempela.

Uzoqonda, umthengisi womshwalense wesithuthuthu akasebenzi futhi akaboshelwe kunoma iyiphi inkampani yomshwalense. Njengomxhumanisi wezezimali, uqokwa yikhasimende lakhe (okungukuthi umshwalense) ukuze amtholele umshuwalense wesithuthuthu oshibhile.

Ngabe isebenza kanjani inkampani yomshwalense enamasondo amabili?

Abantu abaningi bayazibuza ukuthi isebenza kanjani ngomthengisi? Abadayisi basebenza ngokulula. Njengoba kushiwo ngaphambili, umthengisi womshwalense ungumxhumanisi phakathi komshwalense nomuntu oqinisekisiwe wesikhathi esizayo. Ngemuva kokumabela, uzothatha indima:

  • umxhumanisi nawe. Uzohlaziya isimo sakho, izidingo zakho ngokuya ngobungozi kanye neziqinisekiso; ngokususelwa kubhajethi yakho. Futhi uzokufunela izinkontileka ezifanele.
  • Umxoxi wezingxoxo kusuka kumshwalense. Uzoxhumana nezinkampani eziningi zomshuwalense azoncintisana nazo futhi axoxisane ngazo ukuze athole amadili amahle kakhulu.

Ukhokhelwa kanjani umthengisi womshwalense wemoto onamasondo amabili?

Inkampani yabarhwebi yomshwalense wezithuthuthu nezithuthuthu ithola ikhomishini. Ngakho-ke, lokhu kokugcina kukhokhwa kuphela ngemuva kokusayinwa kwesivumelwano, futhi inani laso lizoxhomeka ngokuphelele kulokhu.

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Usebenzisa umshwalense wesithuthuthu nowesithuthuthu scooter unikeza izinzuzo eziningi kwabanomshwalense. Ukusetshenziswa komthengisi womshwalense kuya ngokuya kwanda, noma ngabe lo msebenzi awaziwa kangako esimweni somshuwalense wezimoto nowezithuthuthu. Kodwa-ke, kunezinzuzo ezithile ezibalulekile zokusebenzisa umthengisi womshwalense.

Umshuwalense onamasondo amabili ohlangabezana nezilindelo zakho

Ukuthola izinsiza zomthengisi kuyindlela engcono kakhulu yokuthola inkontileka enenzuzo ngempela kuwe, okungukuthi kufanelana nezidingo zakho (noma okungcono nakakhulu) futhi kufanelana nesabelomali sakho.

Futhi, lapho ugibela isithuthuthu, kubalulekile ukumbozwa kahle njengomshayeli. Izingozi zenzeka ngokushesha futhi amabhayisikili amaningi anemiphumela emzimbeni noma empilweni yabo.

Futhi, amanye amabhayisikili angabalandeli bomjaho wesifunda. Ngokuya ngebhayisikili, eligunyaziwe noma cha, kanye nokwenza kwabo, noma ngabe ezokungcebeleka noma ukuncintisana, ukuthola umshuwalense wokujaha akulula ngaso sonke isikhathi. Indima yomthengisi izoba Sinikeza umshuwalense onamasondo amabili ohlangabezana nakho konke okulindele.

Ukuhweba ngomshwalense wezithuthuthu ukonga isikhathi nemali

Umdayiseli unguchwepheshe emkhakheni wakhe. Ukwazi konke okuyinkimbinkimbi kwezohwebo, unakekela izinqubo ezisuka ku-A kuye ku-Z, futhi ubhekana nohlangothi lokuphatha. Ukuphela kokufanele ukwenze ukukhetha inkontileka ngokulandela iseluleko sakhe bese usayina inkontileka lapho isikhathi silungile.

Umthengisi womshwalense wamasondo ama-2 konga isikhathi. Ngoba nguyena ozocwaninga, aqhathanise futhi axoxisane ukuze athole ukunikezwa okuhle kakhulu. Ngayo, ungaqiniseka ukuthi uzothola inkontileka enhle kakhulu, nokuthi, ngaphandle kokuhambisa umunwe nangesikhathi sokurekhoda.

I-Motorcycle Insurance Broker: Ilungele abanikazi bezinqubomgomo abanqanyuliwe noma abangafaneleki.

Lokhu akunjalo ngesithuthuthu. umshwalense akulula ngaso sonke isikhathi ukuthola futhi uthole imvume yomshuwalense. Impela, abantu abasha abavunyelwe bavame ukukhawulwa ekukhetheni izithuthuthu ngoba uma bethenga isithuthuthu esinamandla kakhulu, abomshwalense abaningi bayenqaba ukusikhokhela. Lesi simo sidalwa ingozi enkulu yale phrofayili yomshayeli.

Ukubheka kuyafana ne- abashayeli bezithuthuthu abanqanyulwe umshwalense wangaphambilini... Ukuqedwa kungenzeka, ngokwesibonelo, ngemuva kochungechunge lwezehlakalo ezimbi noma ukungakhokhelwa kwenkokhelo. uma kunjalo futhi ube nenhlawulo ephezuluokuwuphawu lwezimangalo ezedlule ezinomthwalo wemfanelo, izinkampani eziningi zomshuwalense zizolilahla icala lakho.

Kulezi amaphrofayili eziyinkimbinkimbi ukuqasha umthengisi womshwalense wesithuthuthu imvamisa kuyisixazululo... Lochwepheshe womshuwalense uyazazi izinkampani ezingamukela kakhulu icala lakho futhi uzokwazi ukuxoxisana nawe ngamanani afanelekile, kungakhathalekile iphrofayili yakho. Ngokuhlola izingozi zakho ezedlule, umthengisi angakweluleka nangefomula efanelekile, okungukuthi, iziqinisekiso okudingeka uzithathe ukuze ukwazi ukushayela ngokuphepha isithuthuthu sakho noma isithuthuthu.

Izinsizakalo ezingeziwe zomthengisi womshwalense wezithuthuthu nezithuthuthu

Inkampani yomshwalense wesithuthuthu nesithuthuthu ngeke imane ikweluleke futhi ixoxisane ngedili elingcono kakhulu kuwe. Umgomo wayo oyinhloko ukukunikeza inkontileka yomshuwalense enikeza iziqinisekiso ezingcono kakhulu ngentengo engcono kakhulu. Kodwa ungakwazi futhi sebenzisa izinsizakalo zakhe noma ngemuva kokusayina inkontileka.

Ukusekelwa kulo lonke isikhathi senkontileka

Njengoba lokhu kukuzuzisa kakhulu inqobo nje uma inkontileka isebenza, Umthengisi wakho womshwalense wamasondo ama-2 uzohlala ekhona... Ungamfonela ucele izeluleko, umbuze imibuzo uma amanye amaphuzu enkontileka engaqondakali kuwe.

Ngokunjalo, uma ethola ukuthi umshwalense wakho akahambisani nezibopho zakhe, noma uma ethola isivumelwano esingcono (esikahle, esingabizi kakhulu) kwenye indawo, unelungelo lokukuncomela lokho. Ngokwesicelo sakho, angaqeda inkontileka yamanje futhi akusize ubhalisele entsha.

Usizo uma kwenzeka isimangalo

nawe ungaba thembela kuye uma kwenzeka inhlekelele... Angathatha zonke izinqubo zokuphatha nezamaphepha, ngokwesibonelo, uma kwenzeka elaliswa esibhedlela. Uzobuye aqinisekise ukuthi uyasizakala isinxephezelo onelungelo laso ngokuya ngemigomo yesivumelwano; nokuthi uzozithola ngokushesha okukhulu.

Umbono wethu ngomsebenzi womthengisi womshwalense wesithuthuthu

Uzoqonda ukuthi emphakathini lapho sijaha khona isikhathi, inkampani yomshwalense wesithuthuthu kanye ne-scooter inikeza isisombululo sokuzikhethela uma singafuni ukuthatha umshwalense wesondo eli-2 ongahambisani nezidingo zethu kanye nesabelomali sethu.

Uchwepheshe emkhakheni wakhe nolwazi olungcono kakhulu ngemvelo, uzokusindisela uhambo oluningi ukuthola ulwazi ezinkampanini eziningi zomshuwalense. Lokhu kuzokongela isikhathi uqhathanisa okunikezwayo, ngaphandle kokukwazi ukubona izingibe ezingase zifihlwe ngemuva kwemigqa yenkontileka ngayinye. Ekugcineni kukuvumela hhayi kuphela yokonga isikhathi, kodwa futhi nokonga okukhulu.

Ngakolunye uhlangothi, awudingi ukukhokha izindleko zokuhamba, kanti ngakolunye uhlangothi, ukhokhela umshuwalense ofanele isabelomali sakho. Noma ngaphansi kwalokho, ngoba ngokusebenzela amaklayenti amaningana, umthengisi womshuwalense angahlanganyela emncintiswaneni. Futhi izinkampani zomshuwalense zinesifiso sokubanikeza izipesheli ezikhangayo ozozuza kuzo.

Ungasebenzisa futhi isiqhathanisi somshuwalense wesithuthuthu ukuthola amadili amahle emakethe.

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