Isheke lezezimali lemoto yamahhala: ungabheka kanjani ukuthi imoto inesikweletu mahhala?
Kungani kufanele uhlole ukuthi imoto inesikweletu?
Ungahlola kanjani ukuthi imoto esetshenzisiwe inesikweletu futhi wenze lokhu kuhlola mahhala?
Nakuba kunamawebhusayithi amaningi anikeza amasheke e-rego akhokhelwayo, ungathola kalula isheke lokubhalisa lamahhala ngokuvakashela iwebhusayithi yesifunda noma indawo yoMnyango Wezokuthutha lapho uhlala khona (bona uhlu lwethu ngezansi) futhi ufake inombolo yakho yepuleti yelayisense noma inombolo kamazisi yemoto . Inombolo (VIN) yemoto esetshenzisiwe ofuna ukuyithenga.
Lokhu kuhlola kwamahhala kukahulumeni kuzokutshela isimo sokubhaliswa kwemoto, usuku lokuphelelwa yisikhathi, ukwenziwa kwe-CTP, imodeli kanye nemininingwane yomshwalense, kanye nosuku lokuphelelwa yisikhathi kwale nqubomgomo.
Kodwa-ke, ukuze uthole ukuthi imoto esetshenzisiwe oyibhekile inezikweletu yini, udinga ukuya phambili futhi useshe i-PPSR (Personal Property Securities Register). Futhi, kukhona amasayithi amaningi anikezela ukukwenzela lokhu kusesha ngenkokhelo, njenge-PPSR, futhi azokulungiselela umbiko we-PPSR ohlanganisa ulwazi mayelana nokuthi imoto yebiwe, yachithwa, noma inemali engakanani. yona, bese wengeza, phakathi kwezinye izinto, ukuhlolwa kwemoto. Nokho, ungakholwa igama elithi "mahhala" kule webhusayithi, ngoba akunjalo.
Empeleni kunenombolo enkulu yamasayithi azenza amasayithi e-PPSR asemthethweni futhi akhokhisa amanani ahlukahlukene emali - kufika ku-$35 - kulokho okwakubizwa ngokuthi isheke le-REV, kodwa isayithi oyifunayo yi-PPSR esemthethweni.
Kule sayithi, uzokwazi ukuthola lonke ulwazi oludingayo futhi ngenkathi kungenalo mahhala, iseduze kakhulu ngoba kubiza kuphela i-$ 2 ukusesha (yebo, ungacabanga ukuthi uhulumeni uzohlinzeka ngensizakalo ebaluleke kangaka mahhala, kodwa abakwenzi).
Nokho, kunendlela eyodwa yokuthola i-PPSR "mahhala" futhi ulondoloze leyo $2, kodwa kuhilela ukunikeza imininingwane yakho enkampanini yomshuwalense. I-Budget Direct inikeza "Ukuhlolwa Kwamahhala Komlando Wezimoto ze-PPSR" kuwebhusayithi yabo.
Njengoba isho kuwebhusayithi yayo, "Ngenkathi abanye abahlinzeki bekhokhisa imali efika ku-$35 yokuhlola i-PPSR eku-inthanethi (noma ukubheka i-VIN, njengoba yaziwa nangokuthi), I-Budget Direct ingakuhlelela yona mahhala."
Ngakho kungani ukuhlolwa kwe-PPSR kubalulekile futhi kufanele ukhathazeke?
Kungani kufanele uhlole ukuthi imoto inesikweletu?
E-Australia, sesivele sikhokha kakhulu izimoto, ngakho-ke umqondo wokuthenga imoto osuvele unemali ubonakala ungenangqondo futhi ungenangqondo.
Akekho, vele, ongenza lokhu ngamabomu, kodwa kungaba yisicupho kulabo abangaqaphile. Futhi iqiniso elimangalisayo ukuthi abathengisi abazimele akudingekile ukuthi bakutshele uma kunesikweletu emotweni yabo, okusho ukuthi ungakwazi ukuthenga imoto enezikweletu, futhi lezi zikweletu zizoba yinkinga yakho.
Inkampani yezezimali ebolekiwe imoto igcina “inzalo yezimali” kuleyo moto kuze kube imali isikhokhiwe, futhi inelungelo elisemthethweni lokufuna leyo mali kumnikazi wayo - okungaba nguwena uma unganakile. Esimeni esibi kakhulu, imoto yakho entsha esetshenzisiwe ingase ithathwe futhi ithengiswe ukuze ukhokhe noma yiziphi izikweletu.
Cha, akulona uhlelo olungenasici, kodwa kulula ngokwanele ukwenza isiqiniseko sokuthi uphelelwe imali ngokwenza ukuhlola umlando wemoto, phambilini okwaziwa ngokuthi isheke le-REV (Register of Active Vehicles), futhi manje sekuyisheke le-PPSR.
Kukuphi esifundeni sakho noma endaweni lapho ungathola khona isheke le-rego lamahhala?
Nalu uhlu lwethu oluwusizo lwezindawo ongazichofoza endaweni yangakini ukuze uthole ukuhlolwa kabusha kwamahhala:
- E-New South Wales, vakashela iwebhusayithi ye-Service NSW.
- E-Victoria, vakashela iwebhusayithi ye-VicRoads.
- EQueensland, vakashela isizindalwazi soMnyango wezokuThutha kanye neMigwaqo emikhulu.
- Esigodini Esisenyakatho, vakashela iwebhusayithi ye-Northern Territory Government.
- ENtshonalanga Australia, vakashela iwebhusayithi yoMnyango Wezokuthutha.
- ENingizimu ye-Australia, vakashela iwebhusayithi yoMnyango Wezokuhlela, Ezokuthutha kanye Nengqalasizinda.
- E-Tasmania, vakashela iwebhusayithi kahulumeni waseTasmania.
- Ku-ACT, vakashela indawo ye-Access Canberra.
