Imali mboleko yemoto e-Sberbank - ukubuyekezwa kwamakhasimende. impendulo eyakhayo nengalungile.

Ibhange elikhulu kunazo zonke eRussia yi-Sberbank, lingaphambi kwazo zonke ezinye izinhlangano zamabhange kuzo zonke izici: linamagatsha amaningi ezweni, ama-ATM, futhi, ngokufanele, inani elikhulu labantu linikezwa e-Sberbank.

Sixoxile ngesihloko semali mboleko yemoto yasebhange izikhathi eziningana ku-Vodi.su futhi sakhuluma ngokuqondile ngemali mboleko yemoto evela ku-Sberbank. Futhi kulesi sihloko singathanda ukuhlaziya ukubuyekezwa kwamakhasimende - labo asebevele bathatha imali ebolekiwe yemoto kuleli bhange - mhlawumbe lesi sihloko sizoba usizo kulabo abahlela ukuzenzela isipho futhi bathole imali mboleko yemoto.

Ngaphambilini, sesivele sihlaziye impendulo evela kumakhasimende e-VTB 24, futhi ngokusekelwe kulokhu, sifinyelele esiphethweni sokuthi ukubuyekezwa kuhle noma kubi. Nokho, uma sicabangela ngokuqondile noma iyiphi yazo, singakubona lokho ingxenye enkulu yezibuyekezo ezinhle ibhalwe ukuze i-odwe - Vuma ukuthi lesi yisikhangiso esihle. Futhi iningi lokugxeka livela eqinisweni lokuthi abantu bafunda inkontileka ngokunganaki, nakuba ezinye izibuyekezo zichaza izimo zangempela ezenzeka emphakathini wethu:

• isimo sengqondo sokungathembeki kumakhasimende;
• olayini abade;
• i-red tape, lapho, ngenxa yephepha elilodwa, kufanele uchithe usuku lonke futhi uhambe embuthanweni ononya usuka kwelinye ihhovisi uye kwelinye;
• amaphutha okuqala abasebenzi abangenalwazi.

Impendulo enhle mayelana nokubolekwa kwemoto kwaSberbank

Elena kusuka eSaint Petersburg uyabhala:

“Nganquma ukuboleka imoto. Ngithinte iSberbank. Abasebenzi abahloniphekile bangitshele konke ngokuningiliziwe. Ngaqoqa wonke amadokhumenti futhi imalimboleko yamukelwa ngokushesha okukhulu. Wanikela ngamaphesenti angu-15 ezindleko endaweni yokuthengisa izimoto, cishe izinkulungwane eziyi-100 (ngakho siphetha ngokuthi u-Elena uthenge imoto yesabelomali se-650-700 ayizinkulungwane). Izinga lenzalo lalithenjiswe ku-15.5%, kodwa empeleni lavela kancane. Ngakuthanda konke, naphezu kokushiyeka okuncane. "

Yiziphi izinkinga - u-Elena akabhali, kodwa into eyinhloko ukuthi intombazane yanelisekile.

Esinye isibonelo sempendulo eyakhayo evela kothile UCasper kusuka eMoscow:

“Ngawela ngaphansi kohlelo lukahulumeni lokubolekwa kwezimoto, ngibheka uxhaso lukahulumeni, imali ebolekiwe iphume ngo-9%. Ngalobola ngo-2013 ngayikhokha ngokushesha. Kwakungekho zikhalazo ngebhange, kwakukhona i-jamb eyodwa kuphela - egatsheni engangixhunywe kulo, balungisa futhi ngenxa yalokhu, lapho ngingakwazi ukufaka imali ku-akhawunti ngesikhathi, ngakho bakhokhisa imali. inhlawulo (kodwa mhlawumbe kwelinye igatsha noma ngokusebenzisa ibhange nge-inthanethi Awukwazi ukufaka imali? Ngokuvamile, kwanele kuwo wonke umuntu, kuyadabukisa ukuthi uhlelo olunjalo lwezwe seluvele lumboziwe.”

Kukhona inqwaba yokubuyekezwa okunjalo. Kunjalo, asazi noma lobu ubufakazi bangempela noma uma umxhumanisi uzenzele ehhovisi lakhe ukuheha abantu.

Kuyathakazelisa kakhulu ukufunda ukubuyekezwa okungalungile mayelana nokubolekwa kwemoto ku-Sberbank, ngoba akekho okhokhelayo (mhlawumbe izimbangi kuphela). Ngaphezu kwalokho, umuntu ocasulwe okuthile angase ahlale phansi kuyi-computer yakhe ukuze axoxele abanye ngezinkinga zakhe. Futhi esinye isici sempendulo engemihle ukuthi abantu abazifihli ngeziteketiso, kodwa bakhombise ngokunembile idatha yabo.

Izibuyekezo ezingezinhle mayelana nokubolekwa kwemoto kwaSberbank

Nail, Kazan:

“Sasiboleka imali engu-280 2011 ngaphansi kohlelo lukahulumeni ngo-7,5. Ngokwesivumelwano, u-5,5% wabanjwa kimi, kwathi u-30% wabuyiselwa umbuso. Sasizama njalo ukukhokha imali enkulu ukuze sikhokhe ngokushesha ngangokunokwenzeka, kodwa lapho ibhalansi iphinda ibalwa ngemva konyaka, kwavela ukuthi sasisekweleta hhayi izinkulungwane ezingu-60, kodwa 7.5. Imibuzo yethu yaphendulwa ukuthi uhlelo lukahulumeni. ikhanseliwe futhi hhayi amaphesenti angu-13 abhalwe phansi, kodwa wonke angu-330. Khona-ke kuvela ukuthi ngithenge i-Lada Priora edabukisayo ekucushweni okuyisisekelo hhayi kwezinkulungwane ze-400, kanye nokukhokhelwa ngokweqile, kodwa nge-XNUMX? Ngamafuphi nje, angigculisekile ngebhange, futhi nakakhulu ngenkonzo.”

Isimo esithakazelisayo. Isivumelwano ngokuvamile sithi ibhange lingakwazi ukushintsha imigomo yesivumelwano, kodwa kumele lixwayise obolekayo ngalokhu ukuze afinyelele esiphethweni. Uma sasihlala esimweni somthetho, lapho umthetho ungaphezu kwakho konke, khona-ke uNail wayengaya enkantolo kalula, ngaphandle uma, eqinisweni, emosha noma yini.

Andrey Nikolaevich, St. Petersburg:

“Sathola isikweletu semoto ngo-2010 eSt. Petersburg, nakuba thina ngokwethu sihlala eKirovsk. Umlingani wayezibophezele ekukhokheleni, kwadingeka ahambe njalo eSt. Sinqume ukuvula i-akhawunti e-Kirovsk ukuze sikhokhelwe, ukuze singancibiliki emuva naphambili. Ibhange lavumelana nalokhu, sazikhokhela izinkulungwane ezingu-17 nyanga zonke. Kodwa bake bafona bevela eMoscow bathi sibambezelekile. Ngaphuthuma ukukubona - kwavela ukuthi isikhathi sesibopho sesikweletu sesiphelile, kufanele sivuselelwe ngesikhathi futhi umboleki uphoqelekile ukuba alandele lokhu. Isijeziso besincane - izinkulungwane ezingamakhulu amathathu - kodwa kuyihlazo ukuthi ibhange alizange lizihluphe ngokusixwayisa ngakho. Umphumela uba indaba eyonakele. Okwesevisi - kubi.

Endabeni yesikhalazo, ibhange lizoqala ukuchaza ukuthi kwakudingekile ukuba ufunde ngokucophelela yonke imibhalo, mhlawumbe ilungile, kodwa ayikhohlwa ukuthumela i-SMS noma ukushayela ngenxa yezikweletu, kodwa ayikwazi ukukukhumbuza. sokuphelelwa yisikhathi kwesibopho sesikweletu.

Kukhona okunye ukubuyekezwa okuningi lapho abantu becasulwa ukuthi abazange bavunyelwe ukubolekwa imali, imali eyengeziwe idonswe ku-akhawunti yabo, ayizange ihanjiswe ngesikhathi, futhi ngenxa yalokhu kwaba nokubambezeleka, njalonjalo. Ngokuvamile amakhasimende ngokwawo anecala, kodwa ibhange lalikwazi ukulalela zonke lezi zikhalo futhi lithathe izinyathelo.

Iyalayisha...