Izinto ezi-5 ezibalulekile okufanele uzazi ngomshwalense wezimoto
Okuqukethwe
Kungakhathaliseki ukuthi unobuhle obusha noma isilo esidala, kufanele ube nomshwalense wemoto uma uhlela ukushayela emigwaqweni. Ngaphambi kokuba ubalekele futhi ukhethe inketho eshibhe kakhulu, kunezinto ezimbalwa ezibalulekile okudingeka uzazi…
Kungakhathaliseki ukuthi unobuhle obusha noma isilo esidala, kufanele ube nomshwalense wemoto uma uhlela ukushayela emigwaqweni. Ngaphambi kokuba ubalekele futhi ukhethe inketho eshibhe kakhulu, kunezinto ezimbalwa ezibalulekile okudingeka uzazi ukuze ungashi ngokuhamba kwesikhathi.
Cabanga ngengozi yokuncipha
Umshwalense wemoto ungabiza, kodwa qaphela ngaphambi kokuthi ukhethe inketho eshibhe kakhulu. Amanani aphansi ngokuvamile ahlotshaniswa nenani eliphansi eliphansi, okungase kubangele ukuthi ukhokhe ephaketheni uma umshwalense wakho ungahlanganisi izindleko ezigcwele zokulungisa enye imoto. Uzodinga futhi ukuthola esifundazweni sakho ukuthi yiziphi izidingo ezincane bese ukhuphukela phezulu kancane.
AmaFranchise Matter
Uma ukhetha i-deductible ephezulu, ngokuvamile unciphisa amanani omshwalense wezimoto kakhulu. Nokho, zinike isikhathi sokubuyekeza izimali zakho. Uma ube sengozini, ubungaba ne-$1,000 esandleni ongayisebenzisa ukuze ukhokhele ukulungiswa kuze kube yilapho imali edonswayo isikhokhiwe? Njengomthetho ojwayelekile, iningi alikwazi ukuphuma ephaketheni uma kwenzeka ingozi, ngakho thatha i-deductible encane ukuze uzivikele nakakhulu kamuva.
Yini efakiwe
Kuzodingeka ufunde amapulani atholakalayo ngokucophelela ukuze ubone ukuthi yini ehlanganisiwe. Into eyodwa ebalulekile okufanele icatshangelwe ukuthi umshwalense uyayinikeza yini imali ebolekiwe yemoto. Uma kungenjalo, uzosala ungenamasondo kuze kube yilapho eyakho isilungisiwe, ngaphandle uma unenye imoto. Nakuba iningi lazo libiza imali eyengeziwe ngesevisi, ngokuvamile ishibhile kunokuqasha imoto uwedwa.
Ukuphuthelwa kungakubiza
Uma uthenga, qiniseka ukuthi wenza kanjalo ngaphambi kokuba umshwalense wakho wemoto wamanje uphelelwe yisikhathi. Ukunqamula inqubomgomo eyodwa ngaphambi kokuqala enye kungaholela kumanani aphezulu. Kungase futhi kubangele abanye abahlinzeki ukuthi bakunqabele ukukhava nawe.
Ukukhansela Umhlinzeki
Inkampani yakho yomshwalense ingase ikhansele noma yenqabe ukuvuselela ipholisi yakho nganoma yisiphi isikhathi. Uma ulahlekelwa ilayisense yakho, faka izimangalo eziningi kakhulu, noma bathole ukuthi uqambe amanga ngokuthile ohlelweni lokusebenza, inkampani ingase ikwenqabe. Qiniseka ukuthi ukhuluma iqiniso futhi awuzami ukusizakala ngohlelo ngokwenza izimangalo eziphindaphindiwe.
Umshwalense wemoto uyisidingo, kodwa futhi uyakuvikela wena nempahla yakho uma kwenzeka uba sengozini. Uma unengozi, ngisho nencane, xhumana ne-AvtoTachki ukuze uthole isheke lokuphepha ukuze uqiniseke ukuthi azikho izinkinga ezinkulu.
