Izinganekwane Ezi-5 Eziphezulu Zomshwalense Okungafanele Uzikholelwe

Umshwalense wemoto uyimpoqo uma unemoto. Ukuvikelwa kobugebengu kanye nokulungiswa kwemishini kuyimibono eyiphutha evamile mayelana nokuthi umshwalense uhlanganisani.

Umshwalense wezimoto ungenye yezingxenye ezibaluleke kakhulu zobunikazi bemoto. Umshwalense wezimoto awugcini nje ngokukunika ithuba lokonga izizumbulu zemali, kodwa futhi udingwa ngumthetho kuzo zonke izifundazwe ngaphandle kwaseNew Hampshire.

Inhloso yomshwalense wezimoto ukuhlinzeka ngokuvikeleka kwezezimali uma kwenzeka ingozi noma esinye isimo esingalimaza imoto yakho. Ukhokha inani lanyanga zonke kumenzeli wakho womshwalense futhi bona bakhokhela izindleko zanoma imuphi umonakalo emotweni yakho (kususe imali edonswayo). Ngenxa yokuthi abashayeli abaningi abanayo imali eyanele yokulungisa izimoto zabo uma bethola ingozi (noma uma imoto yabo ilinyazwa othile noma okuthile), umshuwalense uba ukusindisa ukuphila kwabaningi.

Uhlelo ngalunye lomshwalense luhlukile kuye nge-ejenti yakho yomshwalense kanye nohlelo olukhethayo, kodwa zonke izinhlelo zomshwalense zinemithetho efanayo eyisisekelo. Nokho, le mithetho ayiqondwa kahle ngaso sonke isikhathi futhi kunenqwaba yezinganekwane zomshwalense ezithandwayo: izinto abantu abacabanga ukuthi ziyiqiniso ngomshwalense wabo kodwa empeleni azinembile. Uma ukholelwa ukuthi lezi zinganekwane ziyiqiniso, zingashintsha indlela ozizwa ngayo ngobunikazi bemoto nomshwalense, ngakho-ke kubalulekile ukwazi kahle ukuthi uhlelo lwakho luhlanganisani ngempela. Nazi ezinhlanu zezinganekwane zomshwalense wezimoto ezivame kakhulu ongafanele neze uzikholelwe.

5. Umshwalense wakho ukukhava kuphela uma ungenalo iphutha.

Abantu abaningi bakholelwa ukuthi uma udala ingozi, inkampani yakho yomshwalense ngeke ikusize. Iqiniso liyindida kancane. Iningi labashayeli lifakwe umshwalense wokushayisana, okusho ukuthi imoto yabo inomshwalense ogcwele enkampanini yabo yomshwalense - akukhathalekile ukuthi ubani onephutha ngale ngozi. Nokho, abanye abantu banomshuwalense wesikweletu kuphela. Umshwalense wesikweletu uzovala noma yimuphi umonakalo owenzayo kwezinye izimoto, kodwa hhayi kweyakho.

Umshwalense wokushayisana ungcono ukuba nawo kunomshuwalense wesikweletu, kodwa ungabiza kancane. Qiniseka ukuthi wazi kahle ukuthi yini efakwe ohlelweni lwakho lomshwalense ukuze wazi ukuthi yini ekhaviwe.

4. Izimoto ezibomvu ezikhanyayo zibiza kakhulu ukwenza umshwalense

Kujwayelekile ukuthi izimoto ezibomvu (nezinye izimoto ezinemibala egqamile) zihehe amathikithi agijima ngesivinini. Ithiyori ithi uma imoto ingase idonse ukunaka kwamaphoyisa noma abagadi bomgwaqo, leyo moto maningi amathuba okuthi idonswe. Ngesinye isikhathi, le nkolelo yashintsha kusukela embonweni wamathikithi kuya kumshwalense, futhi abantu abaningi bakholelwa ukuthi kubiza imali eningi umshuwalense wemoto ebomvu.

Eqinisweni, zombili izinkolelo zingamanga. Imibala yokupenda edonsa amehlo akho ngeke ikwenze ube maningi amathuba okuthi uthole ithikithi, futhi ngokuqinisekile ngeke ithinte izinga lakho lomshwalense. Nokho, izimoto eziningi zikanokusho (njengezimoto zezemidlalo) zinenani eliphezulu lomshwalense - kodwa lokho kungenxa yokuthi ziyabiza, ziyashesha, futhi zingase zibe yingozi, hhayi ngenxa yombala kapende wazo.

3. Umshwalense wezimoto uvikela izinto ezebiwe emotweni yakho.

Nakuba umshwalense wezimoto uhlanganisa izinto eziningi, awubandakanyi izinto ozishiya emotweni yakho. Nokho, uma unomshwalense womninikhaya noma womqashisi, bazokhokha izinto zakho ezilahlekile uma imoto yakho igqekezwa.

Kodwa-ke, uma isela ligqekeza imoto yakho ukuze lintshontshe impahla yakho futhi lilimaza imoto ngesikhathi (isibonelo, uma ligqekeza iwindi ukuze lingene emotweni), khona-ke umshwalense wakho wezimoto uzovala lowo monakalo. Kodwa umshwalense ukhava izingxenye zemoto kuphela, hhayi izinto ebezigcinwe kuyo.

2. Uma umshwalense wakho ukukhokhela imoto yonke, ukhokhela izindleko ngemuva kwengozi.

Ukulahlekelwa okuphelele kwemoto yilokho okubhekwa njengokulahlekile ngokuphelele. Le ncazelo iyahluka kancane kuye ngenkampani yakho yomshwalense, kodwa ngokuvamile kusho ukuthi imoto ayikwazi ukukhandwa noma izindleko zokukhanda zizodlula inani lemoto ekhandwayo. Uma imoto yakho ibhekwa njengephukile, inkampani yomshwalense ngeke ikukhokhele noma yikuphi ukulungiswa, kodwa izokubhalela isheke ukuze ihlanganise inani lemoto elihloliwe.

Ukudideka kusekutheni inkampani yomshwalense ihlola imoto yakho isesimweni esijwayelekile noma isesimweni sangemuva kwengozi. Abashayeli abaningi bakholelwa ukuthi inkampani yomshwalense izokhokha kuphela izindleko zemoto eyonakele. Isibonelo, uma imoto ibibiza u-$10,000 ngaphambi kwengozi kanye no-$500 ngemva kwengozi, abantu abaningi bacabanga ukuthi bazobuyiselwa u-$500 kuphela. Ngenhlanhla, okuphambene kuyiqiniso: inkampani yomshwalense izokhokha imali elingana nenani lemoto ngaphambi kwengozi. Inkampani izobe isithengisa yonke imoto ngezingxenye futhi imali eyenziwe kuyo izohlala nabo (ngakho esibonelweni sangaphambilini ubuzothola i-$ 10,000K futhi inkampani yomshuwalense izogcina i-$ 500).

1. Umenzeli wakho womshwalense ukhava ukulungisa kwakho imishini

Inhloso yomshuwalense wezimoto ukumboza umonakalo ongalindelekile emotweni yakho ongeke ukwazi ukuwubikezela noma ukuwulungiselela. Lokhu kuhlanganisa yonke into kusukela ezingozini ozidalile, ukuya kothile oshayise imoto yakho emile, ukuya esihlahleni esiwela kuwindshield yakho.

Nokho, lokhu akubandakanyi ukulungiswa kwemishini emotweni yakho, okuyingxenye evamile yobunikazi bemoto. Ngisho noma ungazi kahle ukuthi uzoyidinga nini ukulungiswa kwemishini, uma uthenga imoto, usuke uvuma ngamabomu ukuthi kunemoto ezodinga ukushintshwa amathayi, i-shock absorber, nokulungiswa kabusha kwenjini. Inkampani yakho yomshwalense ngeke ikwazi ukubhekana nalezi zindleko (ngaphandle uma zidalwa ingozi), ngakho kuzodingeka uzikhokhe zonke ephaketheni lakho.

Akufanele neze ushayele (noma ube) imoto ngaphandle komshwalense, ngenxa yezizathu zomthetho futhi ugweme ukungalungeli uma kwenzeka ingozi. Kodwa-ke, kufanele uhlale wazi kahle ukuthi uhlelo lwakho lomshwalense lubandakanya ini ukuze wazi ukuthi siyini isivikelo sakho futhi ukuze ungawi nganoma iyiphi yalezi zinganekwane zomshwalense ezidumile.